Welcome Anonymous
What if my credit report shows Afni collections bill owed by ex?
Hey all -
I'm pretty sure I know how to handle this, but just would like some clarification.
I just received a bill from afni collection agency for what appears to be an old cell phone bill that belongs to my ex. I never had service with "Contel South", so I can only assume it's his. The bill is addressed to him, but came to my address. (He is several states away from me.)
Now, could this be happening because his SSN is still showing on my credit report? I have also received credit card offers in his name at my address, which I shredded and disposed of. I am in the middle of disputing his SSN being on my credit report - I assume it's only there because we were once married, but I don't ever want to be accused of using his SSN to obtain credit, and I darn sure don't want his SSN associated with my credit report.
Do I send them a cease and desist letter telling them this bill is not mine, and the person they're seeking doesn't live here? That's what my first instinct is, but I want to be sure I handle it correctly.
Thanks!
I'm pretty sure I know how to handle this, but just would like some clarification.
I just received a bill from afni collection agency for what appears to be an old cell phone bill that belongs to my ex. I never had service with "Contel South", so I can only assume it's his. The bill is addressed to him, but came to my address. (He is several states away from me.)
Now, could this be happening because his SSN is still showing on my credit report? I have also received credit card offers in his name at my address, which I shredded and disposed of. I am in the middle of disputing his SSN being on my credit report - I assume it's only there because we were once married, but I don't ever want to be accused of using his SSN to obtain credit, and I darn sure don't want his SSN associated with my credit report.
Do I send them a cease and desist letter telling them this bill is not mine, and the person they're seeking doesn't live here? That's what my first instinct is, but I want to be sure I handle it correctly.
Thanks!
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