I got a call from AIS around this time last year. I didn't know who it was & I answered it. The guy was so mean, he was screaming at me. I couldn't get a word in to even ask what he was talking about. I finally got sick of his screaming & I told him this was harassment & I would sue him if he called back. Well it's been about a year later & I just got another call. Didn't pick up, let the machine get it.
I have never received anything from them via snail mail or email. I have only calls. I also have never in my life taken out a payday loan. I didn't even know what it was until I googled it before writing this. I don't want to call or write them because I am afraid that would acknowledge that I owe them something. But, I don't want to be sued/harassed by them either. What should I do? any advice?