I'm just now starting to deal with Alliance One. They're trying to collection on an old Visa card. My records indicate the balance owed on that card is about $3,600. A "Mrs. Ferguson" called me and told me that it was actually $6,700 but that, "by a miracle", they could settle for $3,500. I said I might be interested (after dealing with CAs for so long, I've gotten good at using "weasel words" that can't be used against me in court) but that I'd need a settlement letter in writing by U.S. Mail. They pressured me intensely, calling for a couple of days even after I told them clearly, "U.S. Mail" and even hung up on them once or twice after saying so.
The settlement letter, needless to say, never showed up, although I did receive the FDCPA-mandated communication shortly after their first phone call. I sent them a letter, CMRRR, asking for debt validation, after which "Mrs. Ferguson" left another message on my machine telling me that they had received my letter, and that, "once we've documented the debt, you will be responsible for the full amount due". She also said, "I don't know what you're doing," which I found rather peculiar. I haven't heard from them since.
I sent the DV only a couple of weeks ago, so I guess we'll have to wait and see what documentation, if any, they send me. The last CA that had this account made a feeble attempt to validate, but all they sent was a bunch of photocopies of old Visa bills that actually showed that the figure in my records was correct and theirs was wrong. I then told that CA that, for that reason, I was disputing, after which they apparently dropped the case.