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Send message to finck
Sub: #1 Credit card turned to collections.
Replied on 12-01-2008, 02:28 PM
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I had a credit card, it was a very high intrest rate. My Credit report states written off..I have a collection company (allied) attempting to collect so my husband made a payment, But my question is do I have to pay the collection agency if it has been written off? Should I ask to have it validated? It is only $600.00 but right now that is a million.. Thanks.


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Send message to phoenix
Sub: #2
Replied on 12-02-2008, 01:07 AM
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A collection agency can try to collect a write off or charged off debt. You can now send a debt validation letter and ask them to validate the debt. Send this letter through CRRR.

You can also go through the following discussion for clarity: -

Collection Agency trying to collect written off debt

can a collection agency legally collect a charged off debt

Anonymous
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Sub: #3
Replied on 12-02-2008, 01:07 AM
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Finck, just because it was "written off" doesn't mean it is uncollectable, they hire a CA or sell it to a JDB who will then try to collect it. Send them a DV letter. What state are you in and when did your husband make the last payment?


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Sub: #4
Replied on 12-02-2008, 07:27 AM
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Since you husband made a payment, theat may have re-started the Statutes of Limitations(SOL), if it was out of date. You can check you state laws on this.

Do a search for Allied at the top of the screen,under whre it says Live Chat, and see what others have dealt with and what they have done with this company..karen

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Send message to phoenix
Sub: #5
Replied on 12-02-2008, 07:00 PM
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As guest said send them a Debt Validation letter asking them to validate the debt. A sample debt validation Letter is given below: -



You can also get some more sample Debt Validation letter in the following page: -
Sample Letters on Debt Validation for youe reference




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