Has anyone ever heard of a company called American Agencies phone number (800) 521-5165? I have no idea why they might be calling me, they have called on my cell phone for weeks and never leave a message other than today for the first time. I always have a lot of missed calls and I never call back unless a message is left. So I called it back and it just says Thank you for calling American Agencies, for English press one, all calls are monitored etc etc etc. Is this a collection agency or is it something else?

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ahhh ... it IS a collection agency!

http://www.americanagencies.com/


Question .... if I have not gotten any mail from this company, nor are they (as of 4 days to 2 weeks ago between the 3 credit reporting agencies) on my Credit reports. Should I call them back? Or should I wait a week or so to ensure that no mail is coming to me, then call them and have them remove my number from their call list?

anyone have any dealings with them, who they collect for, etc?

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These overbearing collectors keep calling and harassing me even after I told them to STOP! I'm fed up with them and have notified the FTC about their illegal practices!
If enough of us complain, then the government will have to do something about them.
You can file a complaint with the FTC online...
Just go to the ftc's webpage and go to the tab for consumer protection.

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You have to send them a limited C&D notice by CMRRR. Tell them to contact you by US Mail only; the calls should stop.

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they have not called me since the day or so after I first posted asking about who they were. Maybe they had a wrong number?

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This company rarely negotiates... ALL OTHER CREDITORS DO! It would make sense to pay off all your other delinquent accounts before even thinking about paying off these bloodsuckers!!!

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Company Contact:
ACA RECEIVABLES COMPANY LLC
DBA American Agencies
310-212-0400
555 WEST VICTORIA STREET
RANCHO DOMINGUEZ CA, 90220
Licensing Contact: SHERI SLAGLE
Contact FTC for complaints regarding at (877) 382-4357
More phone numbers for this company:
Google Search Results
(310) 212-0400 154
(310) 212-0444 26
(317) 806-8712 116
(800) 521-4941 75
(800) 521-4956 73
(800) 521-5116 226
(800) 521-5165 53
(800) 628-5773 69
(800) 730-6810 74
(801) 223-6443 2
(801) 223-6444 27
(801) 223-9600 162
(866) 961-9600 83
(877) 202-4558 41
(877) 728-8912 187
(877) 837-2345 40
(877) 866-8300 48
(888) 278-3351 951
(888) 840-8389 122
(888) 864-5678 1120

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This agency called me to try to collect on a 15 year old debt from an old Bally's card. Bally's has no record of this debt and the statute of limitations for collections of this sort is 4 years.

This is the second time in about 3 years that this company has called on this account. The first time I received a letter and sent them the notification that the account had exceeded California statute of limitations. Didn't hear from them again until today.

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I finally went to the Federal Trade Commission Call enforcement division at:
https://complaints.donotcall.gov/com...k.aspx?panel=2

and filed out the online violation form. I figure with our taxes we can have federal government enforcement of unscrupulous business use of our phone system, which we pay for.

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I have been called twice & left with messages by a female voice saying call this phone number:1-877-728-8912. Both times she does not leave her name or even a reason for calling. I have not returned her phone calls as I am not sure if this is some sort of a scam or what it might be. The only way that I figured out where the above phone number originated from by was by doing some research. Should I return the phone call or just ignore it? J R

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I have been getting numerous calls from these people (888-278-6801, 877-866-8300, and other numbers) for the past several months. I'm sure I don't owe anyone so I did some research on them. The BBB gives them a rare "F" rating, and there are complaints about them on numerous web sites. More telling, though, is that I checked the local court filings (here in a major city) and found NO lawsuits or judgments by either American Agencies or ACA Receivables. I also checked my credit report and confirmed that there were no adverse notices or any unpaid debts.

The conclusion I draw is that they are a paper tiger. Since the debts they are trying to collect are not legally recognizable, the only weapon they have in their arsenal is phone harassment. To answer the previous person's question, you should definitely NOT return their phone calls or give them ANY personal info (even confirming your name) -- this is playing right into their hands.

If the calls really bother you then you might try buying a phone blocking service or contacting an attorney. Calls that use an auto-dialer or pre-recorded message (like "Please wait for the next agent") are illegal unless used to collect an ACTUAL debt, and you can win damages of $500 to $1500 PER CALL. I haven't sued them (yet) because I suspect it would be difficult to collect any judgment against them. They would probably just change their name and conceal any assets or move them offshore.

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