I just got an email from an attorney who will take the case! I was telling my story all over the net and for the life of me I figured if I told it to enough sites and Bud Hibbs something would pop.

The gentlemen was on my list of attorneys who handle consumer law and do not charge. I gave him all the information and low and behold he answered me and gave me all the particulars.

Ladies and gentlemen please do not give up just keep going and hit all the "contact" buttons you can find and tell your story. There is an attorney that will help you.

Now we'll see what happens. Will keep you posted. I sure hope my buddy skydiver sees this!

Thank you one and all for listening, hopefully, this will have a good outcome.

Moki

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CONGRATS Moki!!
So u told ur story on Bud Hibbs and this attorney saw ur story there?? then contacted u??
Wow, i'm so happy for u, plz keep us updated!

Ang

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__________________
You will not be punished FOR your anger; you will be punished BY your anger. --Buddah

Congrats Moki!!! I am so happy. Everything is going to be just fine!!!!!

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Congrats Moki!!! I am so happy. Everything is going to be just fine!!!!!

(Sorry...the above guest was me!!)

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__________________
He is your friend, your partner, your defender, your dog. You are his life, his love, his leader. He will be yours, faithful and true, to the last beat of his heart.

I am a resident of nj and too have been contacted by apothaker, filed suit in 05 and still nothing happened never answered summons, tried to make payment arrangements of 300/mo on a 2600 cap one cc, could not do that, offrd them a settlement of 1685 cash they refused, now refusing my money so they are being ignored, but however as a credit collector myself i know in the state of nj they can garnish my wages....i have 3 accts with another law firm/collection agency called pressler and pressler, they are all collection agency using the filing of the court to help them out....ps in pa they can not garnish your wages if they tell u they will, sue them they r in direct violation of the f.d.c.p.a

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Moki has had it with Apothaker up to the eyebrows. I received a call from the attorney on 7/31 and he stated that the case was dismissed. I'm still waiting for the paperwork to confirm it.

Over the weekend, hubbie went to Mom's and low and behold, there's a letter from the court house. AGAIN IT'S ADDRESSED TO ME AT MY MOTHER IN LAW'S ADDRESS WHEN I SENT THE RESPONSE STATING I AM NOT A RESIDENT OF NEW JERSEY OR THE ADDRESS STATED.

Can someone tell me what the problem is. Do I speak and write English?

I forwarded everything to the attorney and I'm waiting for his answer.

I know now that I'm suing. This is too much for my 53 year old nerves. I told them plain and simple and confirmed with a copy of my PA driver's license, I do not live at the address you are using. What don't you understand. Can you believe that these are people working in a courthouse? They obviously flunked reading comprehension 101.

Will keep you posted.

Oh Pressler and Pressler is another thread I have to start, bottom of the barrel and yes, helped very much by the court system. Just go to Bud Hibbs and type in Pressler and Pressler. How can anyone allow them to continue with these practices and ruin peoples lives?

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hiya moki, what did this latest letter say?

Was wondering where youve been hiding....

Get back to us with some details, we can see where to go from there.

Jon

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They are contacting me about something, didn't read mini miranda stating they are debt collector, all info obtained will be used for that purpose. MOKI, what was your attorney's name you are using, so I can contact them.

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I was served on an old debt and I did not respond in the required 35 days. Now I am waiting for a judgement and they are calling. I believe it is a debt well past the statute of limitations but the credit report states there was a recent payment made. 2004 maybe. I said I would pay the reduced amount but he wants it now. I cant afford a lawyer but they wont assign me one because they say I make to much. They of course did not account for child support and alimony. So, with all that said, any advise. The pressure is on. Thanks

Pikeman

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This is my first time using a site like this for assistance. I feel all is not lost after reading about Moki. I have received a letter in the mail from Superior Court in NJ with Apothaker & Associates named as the Plantiff. This names a bank I had a card with years ago. I do not know how long ago or if the SOL has expired. What should be my first step in answering this Special Civil Summons and Return of Service? I have 35 days to answer from the date served, (which is a mailing date).

Very nervous about this,
Casey

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I am being sued by these guys for an old Providian c/c. Received a knock on the door and there was a sheriff serving me papers. That same day; I received a letter in the mail from another debt collector for the same debt. Can they do this? I live in PA. I'm afraid that my wages will be garnished if I don't answer their complaint. Any advice? Thanks

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i received two summonses for civil hearings from two different collection agencies one of which is apothaker and associates. i replied to both summonses with an intent to defend. yesterday i received a letter from one and an urgent phone call from apothaker to return their call. the letter from the one lawyer asked me to contact them so that we can make a settlement arrangment so that they will not have to go through the expense of a trial. i am sure that apothaker wants the same thing. YEAH RIGHT. i think someone blinked and it wasn't me. i have no intention of calling them or settling anything. the debts are mine but they were written off by the bank over two years ago and why should i pay these scum bags 3000.00 dollars for a debt that they probably bought for a couple of hundred bucks. even if i paid them the negative listing would not come off my credit report. my intention is to go to court and ask them for discovery and validation that this is my debt. i am not a deadbeat but i had some life issues that put me in a big hole financially and i just did not have the money to pay these cards. i need every cent that i have just to keep my home. i cannot make arrangements with them because the most i could afford to send them would be 10 bucks each a month and i am sure they would not accept that . i have gone from being extremely worried about this to maybe i will come out of this ok after all. i live in pa

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My Mama who is an 82 year old widow has been paying blood money to these vultures for years. Now that it's down to an amount I can pay off for her I want to contact these 'loving angels' via email. Lo and behold! No email address for them, no website even! Just phone numbers and I don't want to talk to these thieves on the phone because of my hot Gaelic temper! Does anyone out there know their real address? They have one in Mt Laurel NJ and two or three in Phila PA. Which one is right? I have yet to receive a letter back from them- they just cal and call and call! I hope Uncle Bari gets on these debt collecting crooks' **** and damned soon too! And somebody please tell Buddha to shut the Hell up! My anger is the punishing kind! I could care less about Buddha or any others of the so called 'Gods'! There ain't any if they permit liars and thieves like Apothaker and the Bushes to go on living yet they kill off all the good people! And by the way it is spelled 'Buddha' not 'Buddah' my tomo! If I don't pay them then who am I supposed to pay this bill to? The original company is long gone and vanished in bankruptcy long ago so I cannot pay them very well, can I? Help!

I cannot give you my email so just post an answer here or if you have info for me post that fact here and I'll give you one of my website/blogsites emails to use. Thanks and sayonara for now. May Kami (Japanese for God. Hey most of ya believe in him, her or it even if I don't- right?) so may Kami bless you all anyway. He, she or it never helped me any I can tell you that folks! Toodles-K&K- Brookhaven PA-USA

Sorry gang but the sanctimonious admins here consider 'b-s-d' a 'bad' word so I had to remove it! Who knows? Maybe they even like Dave Apothaker and his cronies eh?-K&K :evil:

****Adult term removed - Jason

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fdcpalaw. blogspot. com/2008/11/pa-woman-sues-apothaker-associates-pc.html
These morons are calling me for a debt that isn't even mine. And I'm not even the person they want to talk with. They start screaming on the phone when I disagree with them.
Remove the spaces after the first 2 periods - only way to post this

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And remember to them to put you on their do not call list and stop calling you. Tell them to Put everything in writing only. You can register with do not call . gov (remove the spaces). And remember, don't get mad get even. You can sue them for far more than you may owe them

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Do not pay anything to Apothaker & Associates without talking to a lawyer first. Apothaker & Associates is being investigated by consumer attorneys who care about people like you. For more information about Apothaker & Associates, you may contact Consumer Attorney Vicki Piontek 877-737-8617 for a free consultation with no obligation.

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