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Posted: Mon Mar 31, 2008 9:35 am

This is the link to my original thread:
http://www.debtconsolidationcare.com/collection-agencies/arrow-financi al.html

Today, at work (I work in an office), I received a letter addressed to my employer from Javitch, Block & Rothbone, it says to the payroll department. It has to be about me! I just received a judgment from the court to vacate the original default judgment, and am in the process of answering the original claim. What in God's name is going on! I am panicking right now because I can NOT open this, yet I know it's about me. This is so humiliating, all I need is for my employer to know how many financial problems I am having right now. What should I do?? Sad

Posted: Mon Mar 31, 2008 9:38 am

I feel like rolling over and playing dead. I'm becoming overwhelmed dealing with all these problems. Sad

Guest · Posted: Mon Mar 31, 2008 9:59 am

[Wulf here...]

Wonder why you received the letter, if it's addressed to Payroll Dept? Is that your function?

If you've gotten the judgement vacated, they don't have a leg to stand on with it. If this turns out to be a garnishment or some such based on that vacated judgement, they've just opened themselves up to the mother of all lawsuits! FWIW, if that's what it is, you may well also have cause of action against them for third party disclosure, among other things.

Don't sweat your employer finding out that you may owe money. You likely aren't the only employee there who does.

I'll be back on later, when I've got more time. Hold it together, bud!

Posted: Mon Mar 31, 2008 10:07 am

My stomach is in knots right now Wulf. Why would they be sending a letter to my employer when everything is still pending? And addressed specifically to the payroll department. Shocked

Posted: Mon Mar 31, 2008 10:45 am

Is it possible that the letter was sent prior to your vacate ruling? Please let us know when you do know its content!

Posted: Mon Mar 31, 2008 10:52 am

It's postmarked March 26th, the ruling was on March 21st. But yes, I will let you know when I find out. Even still, if it's a garnishment I would think it would have been sent Certified mail (the last one was). Maybe they are trying to get information about my income?

Posted: Mon Mar 31, 2008 10:57 am

You would have supoenaed for wage and asset verification prior to a garnishment being ordered. Just keep your vacate order handy just in case you need to show it to your employer! It sounds like they may be trying an underhanded trick! If so sue the pants off them!

Posted: Mon Mar 31, 2008 11:13 am

Thanks, I am just a ball of nerves today! Shocked

Posted: Mon Mar 31, 2008 12:32 pm

Sounds like they may be trying to use a copy of the original judgment to push a garnishment through (even though it has be vacated and is void) you may very well have a nice lawsuit in your pocket thanks to them. Keep us updated and we'll do whatever we can to help you out.

Posted: Mon Mar 31, 2008 12:35 pm

Thanks JCEMT, I can't figure out what it could be. It's making me a nervous wreck! Confused

Posted: Mon Mar 31, 2008 1:00 pm

Could it be that this really has nothing to do with you but another employee? Wouldn't that be great....for you not the other employee Wink

Posted: Mon Mar 31, 2008 1:51 pm

mommontoya

Posted: Mon Mar 31, 2008 1:58 pm

Good Luck shazzers, at least you made the first step by telling your boss and you are probably feeling a bit better after you told him. He will understand! I do know how you feel cause my employer received a wage assignment for me and I was a nervous wreck (I even cried in front of the HR person) then when I left her office I was like my gosh i am so dumm!! why did I have to cry? I am not the only one who has all these debts out there. Now I just laugh about it. Good Luck.

Posted: Mon Mar 31, 2008 3:04 pm

Sorry about the ghost post earlier, bud. I was killing an odd ten minutes at lunch. Saw your post, but no time to mess with login.

Looks like you're in good hands here. Frog and the others are giving you good advice. I wanna add something to what they've said, if I may be so bold. It's not a crime to owe money in this country. You can't be arrested, as I'm certain you know, and you can't be fired for it, either, AFAIK. Your boss has likely seen these sorts of things before. Don't wig out over it.

I have a couple of questions, too, if you feel like telling. First, how come the letter ended up in your paws? And second [since it did...], did you happen to note the postmark date? Therein may lie a clue. Any word from your boss?

Regardless, we're here for you!

Posted: Mon Mar 31, 2008 3:51 pm

unclewulf

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