Guest, I think that you're the same retard that is attacking golden. How is it that you know so much about others on this site? Are you intimately involved with them? Are you a boy-lover? Paul will be along shortly and zap your post.

Maaan and I thought I get the unenlightened social rejects posting..I feel for ya Paul....I think they attack because you have a lot of good info and it sticks in their craw.

I'm very angry, I paid arrow financial off the money i owed them. after 2 years they sayI owe the money again. i'm very ticked off!!! what do i do?

do you have proof of the money that you paid them? As is a letter from them, a copy of your cancelled check, anything like that?

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http://i280.photobucket.com/albums/k...astcancer1.gif

My brother just had someone bring a summons to his door today, which is Saturday, concerning a collection agency called Arrow Financial Svcs.
He owes numerous bills, but due to permanent health reasons, he will never be able to pay what he owes. He has no assets, rents the house he lives in and his only source of income is SSI and he receives food stamps. He will never be able to work again or he would be more than happy to pay his obligations. I am his only living relative and I am not in a position to help him either. This summons says that he is to be in court in August. Can you please give me any insight as to what we need to do? I am not even sure how legitimate this summons is.

first check with his court clerk to make sure it's legit.then the clerk should be able to help with the paperwork as far as answers and interrogaties go.

I would call the court to find out if it is a valid summons...if your brother has no assets or income other than SSI, then in essence, he is "judgement proof" and altho he can be sued, there are no assets for them to garnish...your brother should show up in court and explain the situation to the judge.

I have been fighting with Arro also over a debt for a credit card that was opened up fraudulently in my name afte rmy purse was stolen, not only did I send the orginal creditor and Arrow copies of the police report, and other documentation, they still did nothing. So I filed a complaint agaist them with the BBB, within 2 weeks I had a letter that stated they can not find nor verify an account for me, so if I send them the account number they can find it.............duh? I sent copies of that letter to all 3 CR and they promptly deleted the information, so hope this helps someone.

CAN ARROW FINANCIAL SET A COURT DATE WITHOUT PROPER SERVICE TO THE DEFENDANT

You can raise the Defense that you were Improperly Served and if the judge finds that is true, your case will be dismissed for improper service.
"http://www.nedap.org/hotline/defenses.html"

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FRAUD: RECOGNIZE IT. REPORT IT. STOP IT.
Rip-off companies - FTC.
Phone harassment by Debt Collectors - FCC.
Banking issues, like ACH problems - OCC.

My daughter just graduated from college a month ago and does not start her job until next month. She has a bill with a company an NES has called her threatning to take her to court. She can only pay about 50.00 right now and then 50.00 bi weekly on a 1400.00 balance. Needless to say they were extremely beligerant to her which had her upset for hours. We have contacted the creditor directly to try and make arrangements. If we send a 50.00 payment to this company in good faith showing that we are trying to pay, will this help.?

Don't send any collection agency (especially these ones!) one penny unless you have a deal IN WRITING otherwise your money may just vanish like a magic trick....

You may have all the "good faith" in the world, but these companies have little to no honor nor good faith.

Here is some info on Arrow:
"http://www.budhibbs.com/collectorpages/arrow_financial_services.htm"

And NES:
"http://www.budhibbs.com/collectorpages/nes.htm"

__________________
FRAUD: RECOGNIZE IT. REPORT IT. STOP IT.
Rip-off companies - FTC.
Phone harassment by Debt Collectors - FCC.
Banking issues, like ACH problems - OCC.

post your "reference #" on here, I know a girl that can make the debt show as paid or settled or close it out

I had a sheriff at my door today serving me a suit by Arrow's attorneys in Missouri. I live in arkansas and they filed in my county. Can i declare bankruptcy and have it thrown out?

only if you did file BK,and the debt was discharged.otherwise you must file BK to negate the suit.

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giving hope to the hopeless,help to the helpless,and hap to the hapless.

i am having to deal with the i.r.s because arrow says i owe because of a 1099-c form i never received from them at tax time.