Arrow Financial Services - Are they good to deal with?

Hi, did you ever have to go to court regarding Arrow Financial? They are now trying to take me to trial via a law firm out here in Colorado. They served me with a summons and complaint of which I replied neither admitting or denying guilt, but requesting that they prove that their client (Arrow) owned the debt and they (the law firm) had the right to be collecting on it. The attorney asked for a continuance then sent me a pre-trial letter and then later confirmed the trial date for April 18th. What was the outcome for you? I hope ok...Any advice?? Thanks.

After going through the validation process, and what seemed like a trillion other things the case was dismissed with prejudice, they couldn't prove they owned the debt, no documentation whatsoever, not to mention they tried using an affidavit by one of their employees, which I objected to as hearsay. They're pretty sneaky but stupid also. MAKE THEM VALIDATE!

yes I have cancelled and bank statement for debit card

I have proof of cancelled check and bank statement for debit card

I am in the process of trying to close on a house and Arrow is listing a repo on my credit report. I disputed a collection account with Arrow, they came back and validated the account with the credit agency. When I called arrow to receive validation they told me the account had been sold back to the original creditor 2 years ago and they couldn't discuss this any further for there was a "cease communication" on file and I should send them something in writing lifting it and giving them permission to talk with me. Well, I am having a sit down with my attorney tomorrow. For it will be a cold day in the bowls of hell before I send them anything. Besides I am not even sure if they are still within my states SOL.

Does anyone know when the clock starts ticking for the SOL. Is it when you first go delinquent or when the car is repossessed?

Hi,

The Statute of Limitations come into effect once you are delinquent on your account. Legally, the SOL starts to run when you have violated the terms of your agreement and done something for which the creditors can sue you. When you fail to pay you bill, you are in violation of the agreement and this is when the SOL will start. However, the Statute of Limitations will start ticking from the last day of your last activity on your account.

Thus, if you stopped paying your bill in say 2006, the SOL started in 2006. But then, if you again started making payments in 2007, it would have started the SOL all over again as the last activity on your account happened in 2007. This is why it's important that you do not make any payment to the collection agency until you check if the debt is already past the SOL as applicable in your state.

I am being sued by those rats at Arrow.... I never recieved anything about this till now and to top it all off I never ever had a credit card from Washington Mutual.... What kind of scam are these people trying to pull? I have so much documentation on this company they really need to be put out of business keep those replys coming and report them to scam companies, BBB, and anything else hell write your congressman and get them OUT OF BUSINESS FOR GOOD..........

Same scenario here...The Plaintiff's attorney requested to be present by telephone...supposedly against the rules, and I responded to the court, saying that they should appear in person, per the court rules. The judge said okay...so do not count on the rules being "rules".

I have disputed a debt with Arrow for 3 years now with the Credit Bureaus. Arrow has consistently verified the debt with them. I demanded proof of the debt with my signature on it and was told it would take 60 days. 60 days have past, now I have sent a letter demanding the debt be removed and a letter stating that the debt is null. They signed for the letter on 18 Oct 2010.
If they do not do it - I guess and attorney is in order????????

Dont trust them, try Larry P Smith, he has a great law firm....You need an atty for Arrow....

Hi Shazzers,

Thank you for sharing your case.
I am in the process of dealing with a suit from Arrows Financial Services.
I am go glad to hear you got a dismissal with prejudice!
Was the case dismissed because the attorney for Arrow could not produce original signed docs of your agreement with the original creditor?
If anyone else know the answer, I would appreciate hearing from you too.

Thanks so much.
Baluvia

I just got a letter the other day from Arrow requesting to garnish payments from my wages. Up until the receipt of this letter received, I receive nothing. Now, within a few days, I get a certified letter from the attorney requesting to appear in court. Now what's going on? I checked with my work and they say that they have already processed the wage garnish request. But the thing is, the personal information they have about me isn't even me at all. The only thing that matches with me is the name. I'm going to still go through with everything that was mentioned but is there a way to prove that they are going after the wrong person. More like fishing around.