1. I am a MAM
2. It HAS finance options, and Asset helps a lot of people by offering options like paying monthly and discount options. Asset would not have that option to be able to do that if they were not a finance company.
3. I cannot speak for every collector there, but there are a few that do listen to what is going on in your life and genuinely care about tying to help consumers get their debt taken care of with asset.
4. Why so sour, did you owe a lot of money and refuse to pay and get sued? thats what you get for not taking the time to try and work out an option to help get yourself out of debt.

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Where are you located at (state wise) and I will let you know if asset is licensed there. There are certain states where certain asset offices cannot collect, but there are also certain offices that do. there are only 5 states that have laws that state that any third party collections cannot call or send letters. and sol does not mean you don't owe the debt, its still money you owe, and as far as I know there are only a few states that no one can collect on a past stat account, at the moment there are only two that come to mind and that is mississippi and now north carolina

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got news for you.the two states are mississippi,and wisconsin.btw SOL means that you can't sue on the debt.the debtor can send a C&D letter to you or any other collector for a past SOL debt.if that happens then what do you do?another thing.what states are you actually licensed to collect in?

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__________________
giving hope to the hopeless,help to the helpless,and hap to the hapless.

To the Asset Collector harrassing others on this page: your lack of spelling, punctuation, and maturity signify how educated you are and I highly question the ethical statements behind your judgements. You need to go back to school and get a real job. I will be hiring a lawyer to deal with your company immediately, since Asset is harrassing me for debt more than 10 years ago.

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Gender issues aside, you are still a bald-faced liar. And, apparently, a poorly educated one, at that. For the record, it's not 'Mam.' It's 'Ma'am,' a contraction of the word 'madam,' used in English as a polite form of address for a woman.

Taking monthly payments on a purchased debt does not a finance company make. And offering people discounts from face value on debts your company purchased for pennies doesn't impress me, either. Asset Acceptance is a junk debt buyer and collection agency. Anybody who takes a few seconds to look at your company's website will see that immediately. From the 'Who We Are' page on that site:

Maybe there are a few collectors at Asset who care, and who don't violate the FDCPA as naturally as breathing. But that begs the question: A few out of how many? Thousands of stories on this forum and others illustrate the fact that Asset Acceptance is scum.

And who. me? Sour? Not a bit of it. I just enjoy exposing bottom feeders like Asset to the harsh light of day. And I really enjoy helping ordinary folks bust you people when you step even one inch beyond the law.

And no, I didn't get sued. Why is it that you collectors just assume that anybody who takes you to task is a debtor with legal troubles? You see, I have a good education and a strong work ethic. That allows me to enjoy a successful business, and spend some of my spare time schooling folks like you. I'm not reduced to shill posting in a forum to justify my pitiful existence.

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Wulfisms: my blog

The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!

Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.]

All of you collectors are brain washed. First of all people don't owe your company a dam thing because the original debt wasn't with Asset. Sure you may buy the debts other companies but the agreement to pay wasnt with Asset in the first place. Some of these debt collectors act as if they gave money or possessions directly to those their seeking payments from using intimidation, inflicting fear, and just being down right rude.

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for real grow up pay ur bills..thats some arrogant **** to say to people who have real issues..most people want to pay debts, trust me im one of them...sometimes bad **** happens..keep that in mind chico.


Let's keep the profanity to a minimum, OK? - Uncle Wulf

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