We are being sued by Asset Acceptance for a debt we have over paid!

I would like to know more about a FOAD letter.

I received my summons from Asset and Hanna today. Should I contact Asset or Hanna and try to work out a reasonable settlement? It's a Goodys account I had and it's for 1500.00. I'm sure Asset probably has no more then what? 200.00 to 250.00 tied up in it? Should I call them and see if I can get a 4 to 500 payoff? It would be worth it to me to keep from having to put so much time into it.

Countryboy, check with the clerk of the courts to see if the summons is real, if it is, you need to appear in court to prevent a default judgement being issued against you.

Genesis.... Just to let you know what happens from a collection company standpoint: If you apply for some sort of credit, it sends an update with the information that you put on the application to the collection agency. Yes, I am a debt collector with AACC and I just want to give you a little tidbit of help on this. Once you apply for that credit, we get the update and try to get in touch with you to see if you can pay it off. I hope that helps. Oh, it can't stay on your credit longer than 7 years past the DOLP. Like I said, I hope this helps.

debt collectors prob still live at home with there mommy and daddy and can't hold a real job. its a secretary job, wow making phone calls all day. have fun doing that while the people who make it better then you don't work late, nor weekends, holidays! get a real job!!!

Cookie....here's a FOAD:

I'm NOT GOING TO PAY this alleged debt. EVER. If all the grains of sands on every beach on every ocean said "NOT GOING TO PAY" in tiny red letters, it would still not be enough to express how much I'm NOT GOING TO PAY. Cease and desist your collection efforts, because I'm NOT GOING TO PAY.

before I received a summons I called to make payment arrangements with Assets aceptance. they wanted my account information and I refuse to give it to them. Yesterday I received a summons to appear in cour how do I handle this so a judgement won"t be place against me?

Asset is not Financial company. They are a collection company. Major of the accounts do not have documentation to prove whose account it. Half the time it has Sr SSN in the Jr account. Majority of the accounts are past stat. Not all people file bankruptcy because they want to get out of paying a bill. Do you know anything about Bankruptcy? How many accounts are in garnishment when the person is in a open bankruptcy? Asset is known for that.

Asset Acceptance has several different locations. Their main off is in Warren Michigan but they have several other locations though out the US.

PAY YOUR BILLS AND WE WILL NOT CALL YOU!!!!!!!!!! DONT BE A DEBTOR!!!!!!!!!!

I don't pay my bills. I waste your attorney's time appealing court judgments and make them drive 60 miles. In the end they can't touch my money and I will be filing bankruptcy so take that collector,lol

IF YOU MAKE THE BILL BE A MAN AND PAY YOUR BILL

we will get our money

Sometimes things in life happen that are beyond your control. I guess the debt collectors who are posting things like "pay your bill" have never had a major medical emergency, extended illness or lost a job.

I hope your lives continue to be so blessed and you never have the stress of trying to figure out how to make enough money to live.

I like that, "we will get your money" Ha ha Social Security is untouchable morons. Come try to take my money and YOU will be sued and I will be taking YOUR bonus check your bosses promised to you. HA HA HA!!!!

i think u stink get the right info.stop bothering the wrong people.remember what comes around goes around.your company should be sued.i hope no one pays your company because its a scammmmm..look at all the complaints.some one sold u a bill of goods because my credit is perfect.lol i will have the last laugh withyour employees wasting there time on a honest person....ill keep talking to them wasting there time so they cant bother someone else ha ha