We are being sued by Asset Acceptance for a debt we have over paid!

you can demand removal after 7 years. If they refuse, you can sue them and win

You have to realize that these debt collectors hire some of the worlds dumbest people and give them a sheet of paper to read from. Don't talk to them or respond to their mail speak with a lawyer most of the time you can make money off them the way they make their money is using scare tactics on the weak

Hey Anonymous, I had a debt that I didnt bother with, it was for a credit card from my marriage. Divorced she no pay her part took all my money so I cant pay, AAC garnishes my wages for a year. All is paid, now 500.00 additional taken out and the paper work to stop the payments has not been processed on your companies end. I ask about interest on the overpayment they say "too bad". If the paperwork is not in by this Wednesday I will contact the clerk of the court and have the judge get involved. I think that buying "charged off" debt should be criminal. Have the companies that you all buy this bad debt from taken them as a loss on their taxes?

I need some help,
Freaked out a bit. Asset Acceptance LLC has filed a "Writ of Garnishment" on my Safety Deposit Box. They say I owe $2392.00.
BS from who?
I guess my next move is to the court in my County?

Bruce in Curry County Oregon

Asset Acceptance says I owe them $1,920.80 ($967.29 from citibank/radio shack and fees and finance charges of $953.51 to them) they claimed to send me 32 letters. the original creditor does not have me in their database and claim to never remove even if the account is sold. How do i owe them money?

demand something in writing,and tell them you won't talk to them again until you receive it.this is a knucklescraping,mouthbreathing JDB that throws #$%^ to the wall hoping it sticks.as far as sending 32 letters.they claim similar with other people.this is a outfit that should be sued out of business.

Next comes the 1099c.

Dear Debt Collector Assset,
You and your collection practices are going to have you sued for being on my credit report, in my state, where you have NO license. Also, you will be sued for reporting a debt you haven't validated to be mine. If the debt was mine you incompetent harassers would realize the SOL has long since passed.
Sincerely,
Sue

..................Why --- are you shouting??? .................Also know this, phone jockey. Every word you write will be cached somewhere on the internet. When you're no longer young & dumb...it will still be there...unremoveable. And you'll say WHY did I DO THAT?! (Sorry...don't mean to shout).
(:

to unregistered rita.you can't get a 1099c on a debt past the SOL.please don't come here giving misinformation.NASCRDEVILS letter was for response to a collector trying to collect on a debt past SOL.

I owed and old discover bill. from like 1998 they called saying they was Discover so I finally thought I could pay it off. so they took t of my checking account electrily. well it going on a year an no one has sent me a statement. And It get better the number my cancelled check is out of service.

I've received two letters from this company for legitimate debts. They're offering 70% off my original debt. On one part of the letter it says, "by accepting this offer you can take advantage of these benefits". Benefits being, "a zero balance on your [company name] account with us". "A paid account letter upon request". "Report appropriately to the credit bureaus".

Is this a legitimate company? I don't want to get scammed.

Asset Acceptance LLC has sent me a letter once a month for the past 6 months about a debt from bank of america credit card with a balance of $1382.33. the recent letter says that there is a 60 settlement that I can pay. Now I'm pretty young so dept and credit reports and all that jazz is pretty new to me. Now I know the balance is correct because I was on the verge of paying it all off when i was diagnosed with a heart disorder and took care of that instead. Now these letters. I want to just pay off my debt. I tried paying the credit card company direct but the lady said it was too late and i had to pay through Asset Acceptance LLC. is this this legit? if i pay will it come back? will i really only have to pay 60%? I tried to call and speak to a representative but i keep getting disconnected. I've tried 32 times. i will not do things automatic i want to speak to a person. Does anybody have the number so i may be able to speak to a human being and get everything squared away?

You can call 1-877-277-3850 thats the toll free number, and ask to see if you can settle it this month. I would give you my ext. but I don't really want people calling and harassing me. I am one of the nice ones, lol, I believe it may be a bad thing in the business I am in, but I understand what people are going through and the settlements are you paying in one lump sum. If you can't do one lump some they may rise the settlement but depending on your account you can even pay monthly. If they are being rude to you, just ask to speak to someone else or a supervisor. Asset is a company that can help you if you let them.

and yes it is legit, since asset buys it, and they are a finance company they have the ability to work with you making it lower or making payments. You can go to assetacceptance.com


Link deactivated per site ToS. - Uncle Wulf

You, sir, are a bald-faced liar. Asset Acceptance is most assuredly not a finance company. Asset Acceptance is a junk debt buyer and collection agency. And one of the worst of them, at that. Your post proves this point nicely.