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Do I pay or not?

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PostPosted: Mon Jun 23, 2008 12:12 pm Subject: Do I pay or not?

ASTA/Palisades CA is sending me notification of a judgment on my husband's credit report. He does have a judgment on his report but it's a completely different account number than the one Palisades is listing. Palisades says it's the same account and that they'll settle the judgment if I pay the account in full. We just refinanced our home and got cash out to include the amount of the original debt and I want to satisfy the judgment but I don't want to be screwed either. I'm not fully into trusting that these people have the original account since they only have their account number and not the one I know to be correct.

What to do?

celtchick68



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PostPosted: Mon Jun 23, 2008 12:15 pm Subject: reply

i don't think you could've refinanced and cashed
out of your home with a judgement on your record.i would check to make sure of this.

paulmergel
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PostPosted: Mon Jun 23, 2008 12:31 pm Subject:

Send them a debt validation letter. There are some samples here:
http://www.debtconsolidationcare.com/letters/

You definitely need to make sure that the debt that Palisades is trying to collect is the same debt that is on your husband's credit report.

alias1958

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PostPosted: Mon Jun 23, 2008 5:41 pm Subject:

Don't pay them a dime until they validate this debt. Do as alias suggested and send a dv ltr and make sure that the amount is correct before sending them any money.
ladybug

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