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Send message to cdollar
Sub: #1 CA leaving voicemail at work
Replied on 07-28-2008, 04:22 AM
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I got back from vacation today and there were several vocemails from ATG Credit on my phone. My phone does not state who the message is being left to, so they do not know who they are calling. This is the message:

Can they leave a message like this?




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Sub: #2 reply
Replied on 07-28-2008, 04:26 AM
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that's a new one.if this is voice mail stop recording.do you have
any idea what debt they are calling about?i wouldn't try to worry too much until they send something in the mail.

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Sub: #3
Replied on 07-28-2008, 04:28 AM
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I have no idea what the debt is--I haven't gotten anything in the mail yet. I'm just irked that they left this on a voicemail that they KNOW someone could listen to that isn't me. They have no clue that this is my voicemail--it just appears to be a general mailbox to most callers.




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Sub: #4 reply
Replied on 07-28-2008, 04:47 AM
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i wouldn't get too irked,sounds like a bottomfeeder CA though.

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Sub: #5
Replied on 07-28-2008, 09:19 AM
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Pull your credit reports to see if a collection agency has placed negative information on either of them, if so send them a DV letter and a limited CD letter.



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Send message to FloridaRon
Sub: #6
Replied on 07-28-2008, 02:09 PM
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I'm sorry, agian I'm usually a pretty patient guy, but I would certainly be pretty irritated!

Having had to deal with CA's leaving my personal business on third party phones, this is a particularly "hot button" issue for me!

My opinion on this is if a CA is not sure if they are calling a correct number or not, they don't need to leave some long drawn out message advising the person listening to hang up or, and this is the part that kills me, the answering machine/voice-mail to stop recording! Are they frikkin' kidding?!? Then they go on to start telling all your personal business, advising they are a debt collector collecting on a debt.

I would call them back, from home, find out who they are, and then beat them to the punch by sending them a DV and (most importantly) a partial cease and desist advising them you only want to be contacted by them through the USPS. I would specifically state they are not to contact you at work, or contact any other third parties without your permission. Be sure to send it Certified Mail/Return Receipt Requested.

I would also find some way of documenting that message they left on your work VM. I have a feeling if they have already started leaving such messages there, it can only get worse. If they keep it up, ignoring your DV and C&D letter, you may have to resort to suing them for violations of the fdcpa.

That's just how I would handle it, but as I said, privacy and debt collectors has really been an issue to me so I may be a little "rabid" about it.

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