Can debt consolidation in Chicago stop collection agency harassment?

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Send message to slayeeq
Sub: #1 Can debt consolidation in Chicago stop collection agency har
Replied on 08-22-2007, 08:59 PM
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Can Debt Consolidation Chicago help? I am desperately looking to get this off my credit history, I came to know of this account 8 months back. I somehow missed the bill and didn't pay it. Now, I am getting calls from collection agency for 240 dollar from Bonded Collection Corporation (bcc-chicago.com)

1)Can I pay them and it goes away from my credit history on phone using my checking account/credit card, Is it safe to do so ?

2)I asked them to mail me a statement and they are not ready to do so. How reliable are they ?

Is there an alternate way to conform this account besides 1-800-365-0292 (HSBC), It's an automated number and when I look up with my account number, it shows nothing as balance. Please help.



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Send message to ladybug
Sub: #2 Send a DV letter to the collection agency in Chicago
Replied on 08-22-2007, 09:07 PM
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I would send them a written debt validation letter before you send them any $. You want to make sure that they own this debt. If you do a search you should be able to find a sample debt validation letter. Let us know if you need to help, someone will come along and help you. That is why we are all here to help each other.

ladybug

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Send message to good.nelly
Sub: #3 Sample DV letter to tackle Chicago collection agency
Replied on 08-23-2007, 02:04 AM
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Hi slayeeg

For the sample letters you can browse through
www.debtconsolidationcare.com/letters/

I hope it was useful
Take care
Nelly

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Sub: #4 Can debt consolidation chicago help to improve credit?
Replied on 02-05-2009, 11:25 PM
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I have read in this forum that debt consolidation in Chicago can help me tackle collection agencies. Can it also help me to better credit history? Any idea?

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Sub: #5 Debt Consolidation Chicago can help you to better your credi
Replied on 02-06-2009, 12:05 AM
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Debt consolidation has positive effect on credit score. As you payoff your debts through the program, your debts get payed and your credit score starts improving. So, go for a good debt consolidation company in Chicago to improve your credit score.

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Sub: #6 Chicago best debt consolidation company
Replied on 02-06-2009, 12:16 AM
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You may browse through the best companies chart to find the best debt consolidation Chicago company.

kaz
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Sub: #7
Replied on 12-14-2009, 06:38 AM
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what do i have to do to get rid of medical bills, and credit card debt? what are my options?




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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