Bayside Asset Recovery is a fake name.. they change it all the time with a new number so they dont get sued. In fact, if I am correct, they are currently using, Titan, or Signature Management. And ofcourse the owner has his buisness.. CJC something or other.These people lie and have one person call pretending they are a process server to scare you. Than when you call back you are calling teh same office and talking to the person sitting next to you. They have several offices with different names that change all the time.. Including North Carolina, that is where Charlie Lockwood runs his scams, stealling from everybody, Thier Amherst Offices wich are run by Christopher Collins.. Mind you got married last year and Spend aprox 20k on with Wedding with your money, (and his wife married him to stay in the counrty, how sad) Shawn Bure who is the head out in Arizona.. He is the biggest looser of them all.. has his mommy her in Buffalo being the big Snitch.. she is worthless.. JOANNA SCINTA... and ofcourse they have a new office with Paul Erickson... the cigg guy.. "THE DUDE", The dumb ass who should be in jail for scamming really... they have SHADOWCREEK CAPITAL in Angola, NY.. That place is a JOKE... I spoke with thier "so called" GM.. MATT CONNORS, of CONNORS HOTDOGS.. the whole family is in it togther and stealing from anyone they can. If any of these buisniess call you threating to sever you with a courts summoms... IT A LIE>> CALL THE ATTNY GERNEAL A>S>A>P!!!!!! they are not going to sue you. they want your money so they can get bonus checks and spend your money..... PAY LOANS PEOPLE CAN NOT SUE YOU>>> NOR CAN THIS BE PLACED ON YOUR CREDIT REPORT