Pesonally, I would use this only as a template only. Nothing amuses a CA more than a letter copied off the internet. Most of the items listed on that letter aren't going to be supplied outside the Discovery phase of litigation anyway. I simply state:
I dispute this alleged debt in it's entirety and hereby request validation in compliance with the FDCPA and Chapter 392 of the Texas Finance Code. All calls to my emplyer place my employment in jeopardy.
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All Calls to my home and cell are recorded[/center:2f71fd4df3]