Rewrite on validation letter.

This was a rather strongly worded validation letter I used to have in my signature. I'm rewriting it for better structure/grammar. Be sure to send the letter certified mail, return receipt requested.

The green card you receive in the mail is your proof that the letter was received. During this time they are required to cease collection activity until they provide you with validation. Also be sure to send the enclosure with the validation letter.






Click here for the link to the enclosure to send with your letter

awesome. I was going to use the old ones, but there were some serious grammar issues involved, and i didnt was to sound uneducated. Also, the last sentence mentions an enclosure. where is it? Maybe someone could fix the others letters?

Oh yay, this came just in time for me to send yet another letter to a CA. THANKS!!

Look under the letter body for a link entitled 'Enclosure'. It's just above his sig.

Where it says enclosure it's a hyperlink. Just print it off separately and send it in with the validation letter.

With item 7 in the letter:
7. Show me that you are licensed to collect in my state.

How does that apply if you have moved from the state where a debt occured? Say - happened in TX in 03.. but you now live in ID? Should you ask for "in MY state"? or in TX?

It is in the state which you currently reside. For a collection agency to collect a debt by contacting you they must hold a business license for that state. Some states also require bonding, as well as having a registered agent.

There is a box on the right hand side of the page so i can't print it out. Is there anyway that someone could email it to me please? I really need to send this letter out asap! My Email is email removed for your safety. -Debtcruncher

Simple steps for Windows users:

1 - open your word processor. [I know this works with MS Word. Should work with any of them...]

2 - In your browser window, click-drag your mouse over the text of the letter to select it. The window will scroll automatically if needed.

3 - Click-and-hold on the text you selected.

4 - Now drag it over into your word processor, and release the mouse button.

5 - Edit as needed.

6 - Send it out in the morning mail.

Great letter! Just consider changing "alledged" to "alleged".

I'm so using this letter to send to the CA jerks that have been harassing me. I'd like to see their faces when they get it.

I'm adding my own line in the letter "This includes using different phone numbers to attempt to call my house or my job in an attempt to collect the debt...." This has happened to me

Thank you for updating the valdation letter. I have used your letter format a few times in the past. I have two new accounts pop up on my credit report, so this came right in time. Thanks.

Lets say my debt is $8000.00 and I send $100. 00 every month what further action can they take or if the don't cash it are they in violation?

Welcome to the community Walker1.

Uniform commercial code says that contracts (oral and written, which covers debts of every type) are negotiable instruments. Meaning that they are binding in that they agree to provide you with (specified service) and you are to pay them the amount specified. If they refuse to accept your payment then they will dishonor the contract effectively voiding it and the debt associated with it.

Regardless of what you amount you send to them they do not have to just accept it, if they wish to file suit or some other means, or demand payment in full then they do have the right to do so. However if it goes to court it will look very favorable on your part showing that you are paying on it what you can.

If you have any further question please feel free to ask.

for the enclosure...do i just print it out and include it with my validation letter?

i am sending out my first letter tomorrow and i want to make sure i have everything in order.

Yes print the letter and send it with the validation request.