Uhhh No. You're uhhh wrong.
1. In my letter to them I told them to only contact me by mail and they did not.
2. I always intended to pay, suggested methods and I informed them of this however they did not respond.
3. Three copies where not served. Unless you think I have a twin at home when I was really at work,...my nonexisting neighbor existed only for one day,...or maybe it was the mail man who decided not to give me a copy. Funny how three separate occurences ended up with the same result, nothing. What are the odds of that?
4. How do you explain that this exact same scenerio was played out with numerous people from the same firm? Don't believe me, look it up. I guess you still beleive in the fantasy that F&G are always on the side of fair and right...