Forster and Garbus law firm - Has anybody heard of them before?

I know in my state the summons doesn't have to be served to you personally. They can give it to anyone that answers your door, and it's considered correctly served.

you dont need a signature for the summons in ny, not for a debt, i thought you would know that mr smart pants

the summons could be hand given to a neighbor as long as they are 18 y/o

but typically its left at the door

Thanks Goudah. I'm not familiar with many state laws outside of my home state (my home state I can quote by chapter, title, and section most of the time)

whoa what is all this going on. listen guest, dont pay attention to any of it, do as jcemt said, if you have not been served PROPERLY then yes , if you go to court , the judge would have to vacate the judgment BUT it is a valid debt, you would be put on a court stipulation , but affordable to you, trust me the judge will work with you, not against you

this is a site to answer peoples questions, and to help people not to start drama, so please, grow up

ok lawgirl, why dont you have a tea party with guest and jcemt

are you single? i have a myspace too ya know, oh by the way where should i get a cheap portable heater

sticks and stones may break my bones but words could never hurt me

Spongesquarepants, or what ever- This site does not allow for personal attacks on others, or causing problems on the site.

Please refrain from any personal attacks. We are here to help and answer questions others have concerning debt..KAren

Guest posts are under scrutiny and previous posts that were totally unnecessary have been deleted. I request the guest to be in control with your words and don't create trouble here.

Thanks Mike. Could you take care of the previous posts on this thread as well. I let myself fall into that mess too so you can delete mine too. I accept responsibility for my actions and am prepared to accept any disciplinary actions I receive.

people get in debt for a reason, because they are in a bad financial situation, its a terrible thing being in debt and the calls every day remind you that you havent paid your bills , but just remember that things could be worse, and make the best of what you have.

________GOD BLESS AND HAPPY NEW YEAR!

Well it's good to see there truly are people on this site that have good intentions. I will continue and keep you all posted as to my anticipated success.

Thanks lawgirl, I'm still in the process of becoming debt free. I may reach my goal by the end of the year though. I can't wait, then the only people I owe will be my cell phone service, utilities, and insurance.

Personal remark deleted - Mike

it happens jcemt, i was in debt myself, and it was a very depressing time, but you know what, when you fall of a horse you dont lay there, you have to get back up

Hey sorry to all for my harsh words. However some people need a verbal lashing to put them in their place. I too accept and disciplinary actions deemed necessary by the moderator.