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helpless · Posted: Mon Jul 02, 2007 11:59 am Subject: Forster & garbus law firm

has anyone ever heard of or dealt with forster & garbus law firm in ny before?

Posted: Mon Jul 02, 2007 1:33 pm Subject: forster & garbus firm

Are they listed on the web? If not, they are most likely a bogus company. If they are in buffalo New York, go to Bud Hibbs website, and he can tell you how to deal with these bottom feeders.

Posted: Mon Jul 02, 2007 5:16 pm Subject: forster & garbus in NY

http://www.fgny.com/lafchn1.htm

It is a sketchy looking website. They state they strive for a "complaint free environment." Sounds scary... Shocked

They are in Farmingdale, NY.

There are a few entries on RipOffReport.

Posted: Mon Jul 02, 2007 5:23 pm Subject: forster & garbus collection

Are they contacting you? If so, for what? Are they trying to collect a debt?

It amazes me how many law firms are actually in debt collection. Can you imagine going to school all that time and coming up to call people on the phone and collect debt. It is almost like targeting telemarketing to collect debt. Is this a sign that maybe some of them should not have went to law school in the first place. I would think that if I invested all that time, it would be a great disapointment to be collecting debt, right? or is there big bucks in it. Mine was only for $1000, for one and for $2800 for another, two different firms. Seems like the ambulance chasers would make more!?????????

helpless · Posted: Tue Jul 03, 2007 12:31 pm Subject: forster & garbus collection agency

yes they are trying to collect a debt but they havent even gave me any proof that the debt is valid.

Posted: Tue Jul 03, 2007 5:56 pm Subject:

Send them a dv letter.Look in the third link in my signature at the bottom of my post.

helpless · Posted: Wed Oct 31, 2007 4:10 pm Subject:

I recieved a package from them with bills form the original creditors but the amount is totally different from what theyare asking for. I have requested for them to show me how interests and fees are tacked on but they never showed it.They doubled the amount from original. Is there anyway i can get them to take off all those extra fees,interests and get a 40-60% off the original amount?

Posted: Wed Oct 31, 2007 6:52 pm Subject:

Sound like they may be trying to access interest that may not be legal. I would send them another letter requesting the information that they did not provide as they did not provide full validation of the debt. Also, did they provide you any documentation that they are able to legally collect? (i.e. a copy of the original contract)

Posted: Thu Nov 01, 2007 11:28 am Subject: forster & garbus letter

Do as Cajun stated; send them a Letter of Validation via certified mail.

Posted: Thu Nov 01, 2007 11:30 am Subject: forster & garbus validation

Attempt to Validate Debt.

lawgirl · Posted: Wed Dec 05, 2007 3:44 pm Subject:

why whats the problem

hockeyman · Posted: Wed Dec 05, 2007 8:21 pm Subject:

If it's a suit in NY, they are allowed to collect a simple 9% interest rate by statute. I hope that helps.

hockeyman · Posted: Wed Dec 05, 2007 8:23 pm Subject:

They are a legitimate 2 man operation run by 2 attorneys: Ronald Forster and Mark Alan Garbus who were admitted in NY in 1968 and 1969 respectively.

lawgirl · Posted: Thu Dec 06, 2007 10:26 am Subject: forster & garbus number

forster and garbus is number 1 in new york for a reason, they are more fair then most...of course it is hard to have collectors call you and remind you that you are late with your bills but when you sign the contract with the credit card or bank loan etc. you made that promise to pay, you cant just ignore it when its in an attorneys office, the unfortunate thing is people think after 7 years the statute applies and who cares i already ruined my credit...if only people had a better understanding ....

Posted: Thu Dec 06, 2007 10:34 am Subject: forster & garbus collection

Lawgirl first off sol is a defense to bar collection suits so it darn sure matters.Once sol is up,the debt is still valid but unenforceable by court action and once it reaches seven years from date of first major delinquency it is no longer reportable. So if you have some valid information to offer on topic,then go for it.

lawgirl · Posted: Thu Dec 06, 2007 10:42 am Subject: forster & garbus law firm

you can call debt collectors bottom feeders and all that other nonsense, but what about the consolidaters who dont do their job and wait for their clients bank account to get frozen to finally call the collector, ...people have to pay them a fee every month to consolidate their debt but the customers dont know is half the offices dont accept it, but the consolidaters wont say that because if the debtor knew the truth there wouldnt be any more of these consolidaters and settlement companys , its ridiculous, the debtor has to pay them a fee to call the collector to help them settle , when the debtor can call and do it themselves, the consolidaters are the real bottom feeders if you ask me , i have heard one too many times about all these lawsuits against them