borack and associates

Collector, people make mistake. We are human. Some people get caught up in drugs. Some poeople get caught up lies. Some people get caught in the game of CREDIT!

I believe the purpose of this site is to help people get through their problems and solve it. We are not trying to run any more. We are waving the white flag for help.

It is the main ingredient of your job. So have a little compassion. Obviously, this site is not for you...So do yourself and all of us a favor and keep it moving.....

the person handling my account was nice to me... i mean they gotta do what they gotta do to get their money ya know...

But DO IT LEGALLY, YA KNOW!!!!!!

they sent me threating letters in 2006 i paid so much to them that i pd what they said i owed.then in 2008 they said it was not pd off, i agreed if they sent what i owed left i would try to work on it ,now i cannot pay anymore they will not send me the original cc debt that i requested in writin noone sent me a note since my letter in november nor december,i have read a lot of books talked to free counselors about this my credit report show it was charged off and also they have not written since my letter i mailed december 3 2008 ,

This is a little off topic but I am dealing with these people and they are telling us to quite our jobs , foreclose our home and go on welfare instead of working with us to make payment arrangments.
Now mind you I am due to deploy to Afganastan in 3 months and they wont even show no military consideration.
I mean I want to pay the debt but I need them to work with me a little before I deploy but they want it all now or nothing.

After I answer the summons should I try and workout a settlement with these people? Do I have to go to Borack or can I talk directly with Atlantic..as long as they dont try to double me up?

No, I would not do anything of the sort until this case is worked out. Do not make any setlements because you have a lawsuit on the table right now, and these people have not yet proven to you that they have any business trying to collect on this debt in the first place. If a debt collector is legitimate, then they will have no problem obeying the law, its that simple. And, since they have already filed suit without proving that they are legally entitled to collect this debt, dont offer them a penny until they validate the debt fully. check your email about this, Tony.

thsi people had calling me in so very rude way they got me almost up the point of negative thougs like suicide i had nevr had any one spk to me in that kind of way they said there are putting a lean on my house they goingto get my boyfriend to refince and they can hepl me him do it they even mention my car my tag went my boyfriend purchased I am woory about my botfriend he does have anthing to do with this i told i could pay 75.00 to 100.00 a month a they gave me 24 hrs to get a 1,000.00 dollars can some one let me know is thi slegal to threthe poeple with their personal / i can even sleep at nigth i went to my doctor and they gave pill for the ansiatty // some one have to stop this poeple this can go very far //

thsi people had calling me in so very rude way they got me almost up the point of negative thougs like suicide i had nevr had any one spk to me in that kind of way they said there are putting a lean on my house they goingto get my boyfriend to refince and they can hepl me him do it they even mention my car my tag went my boyfriend purchased I am woory about my botfriend he does have anthing to do with this i told i could pay 75.00 to 100.00 a month a they gave me 24 hrs to get a 1,000.00 dollars can some one let me know is thi slegal to threthe poeple with their personal / i can even sleep at nigth i went to my doctor and they gave pill for the ansiatty // some one have to stop this poeple this can go very far //

I live in Polk County, Florida; on January 30th, 2008 I was served with a summons for damages for a credit card debt from Borack and Associates. I responded to the court on February 15th, 2008 with a debt validation letter. I never heard back from Borack until July with a letter in the mail with paperwork that was filed in Colorado of an affidavit in support of claim and non-military affidavit. Nothing was ever recorded in Florida and no validation paperwork was produced. On February 12th, 2009, a year later, the court in Florida filed a motion of lack of prosecution with a hearing date of May 14th, 2009 and gave Borack 60 days to respond. Today, at day 60 I received in the mail a copy of the paperwork supposedly filed in Colorado. I also received 2 papers that have the court case number, showing of good cause and an order of good cause asking for the case not to be dismissed but still no validation has been sent to me. The papers they sent had a date stamp of April 9th, 2009 but nothing showing they were actually filed. I called the court and they still show no record of anything being filed. What should I do next? If we end up in court will the judge side with them even though they have not followed through with anything that was asked of them?

If there is no court case, then they are lying to you, which is a big FDCPA violation, in which you can sue them...

Oh by the way, a Debt Validation letter is not a court document, nor should it be sent to the courts. In that case, you would file a Motion for Discovery.

It seems to me that they have no case at all, and I would definitely sue them. FDCPA violations carry with it $1000 (for you) and possible attorney fees and court costs.

And where does Colorado fit into the picture? If they are going to sue you, they need to do it in your County. I'd say it is in your best interest to go to court on this one.

I will like to know how many of this DEBT COLLECTORS have unpaid bills AND THEY SHOULD BE TREATED LIKE CRIMINALS FOR NOT PAYING THERE BILLS. I think this debt collectors are a bunch of criminals sitting in a 10 x 10 room

Please, add the attorneys name to this blog. I sure would like to file one.

I just got subpoena by this Company LVNV FUNDING, LLC. from the County Court in Dade County. I wonder what they are going to say.

cant you gime your phone number my

Well let me tell that I do have a debt which I am paying monthly through a court order from this attorney Mr. David E. Borack my balance was for $2000. and they increased it to over $8000. (accumulated interest) + court cost and paper work so they said in their legal documents. I was very honest when I told them my situation; I was sick with breast cancer I had to buy medicine, I had treatment for almost 7 years it was either bit the cancer or pay the bill and (still) they did not lower the balance. I have been paying for almost 2-1/2 years and I still own them $4000. Be careful they do their best to collect.
And for those collectors out there. Not all the time like one of you said that we are the one responsible for this mess, by all mean yes it is true, but remember no one can determine any ones health or the up-coming in been sick cancer is an ugly word. Thanks God I am still here to tell you my story. GOOD LUCK EVERY ONE. D.P.