Bronson & Migliaccio

Well, that certainly is some news, Texas! As far as my states' Attorney General's office and Business and Professional Regulation Department, Payday loans are referred to as Money transmitters and Deferred presentment Providers, this email came directly from them:

The focus of our office is publishing the Florida Statutes. We cannot
give opinions as to how the statutes apply to specific facts or give
legal advice.

In Florida Statutes, payday loans are referred to as 'deferred
presentment'. Below is a list of statute sections that pertain to this
subject. See especially the sub-heading 'Deferred presentment' in this
list:

CHECK CASHERS AND CHECK CASHING BUSINESSES
Agent for service of process, 560.306
Authorized vendors, 560.306, 560.307, 560.308, 560.310
Check Cashing and Foreign Currency Exchange Act, 560.301
Deferred presentments
credit counseling, 560.404
Database information, confidentiality, 560.4041
Declaration of intent, 560.403
Deferred Presentment Act, 560.401
Definitions, 560.402
Fees, 560.403, 560.404
Grace period, 560.404
Insufficient funds at time of redemption, 560.404
Legislative intent, 560.408
Notice to drawers, 560.404
Payment of proceeds to drawer, 560.404
Recordkeeping requirements, 560.407
Redemption of check by drawer, 560.405
Registration of providers, 560.403
Restrictions, 560.403, 560.404, 560.405
Transaction agreements, 560.404
Unlawful acts; penalties, 560.111, 560.403
Worthless checks, remedies of deferred presentment
provider, 560.406
Definitions, 560.103, 560.302, 560.309
Exemptions from statutory provisions, 560.304
False or misleading financial statements or supporting
documents, filing, 560.1073
Fees, 560.303, 560.307, 560.308, 560.309
Fingerprints, 560.306
Foreign currency exchanges, See FOREIGN CURRENCY EXCHANGES
Funds transmitters, See MONEY TRANSMITTERS; PAYMENT INSTRUMENTS
AND FUNDS TRANSMISSION subtitle Payment instrument issuers or sellers
and funds transmitters
Investigations, 560.306
Locations, 560.305, 560.306, 560.307, 560.308, 560.310
Money laundering provisions, applicability, 560.309
Money transmitter-affiliated parties, 560.305, 560.306
Money transmitters, See MONEY TRANSMITTERS
Notices, 560.309, 560.310
Payment instrument issuers or sellers, See PAYMENT INSTRUMENTS
AND FUNDS TRANSMISSION
Payment instruments deposited with financial institutions,
endorsement with name of registrant, 560.309
Principal office, 560.305, 560.306
Records, 560.310
Registration, 560.303, 560.305, 560.306, 560.307, 560.308,
560.309
Unlawful acts; penalties, 560.1073, 560.306, 560.308, 560.310

They say i owe them one thing but credit report say half what i owe them

I signed an agreement, gave them almost half of the amount owed and agreed to pay in 4 installments starting April 1, 2007. I got a letter today saying that they intend to take my money starting March 1, 2007 - completely disregarding the agreement. That's scum in my book.

I've enrolled in a debt consolidation program to do my
best to take care of this debt. Evidentally that's not
good enough they don't deal with debt relief programs.
I keep doing the same thing and make my payments to the program that I'm enrolled in so they can just deal
with that. Don't let these people stress you out.

I need advice on what to do next. My Debt with BM was 2,300, I was paying then per my bank account 296.00 for 2 months when they did a double payment out of my account which caused my account to go into the negative. I was quite upset. The bank could not reverse the fees because I allowed them acces to my account. I called them to make them aware of their mistake, first they would not take responsiblitiy saying because I owed that this would be one less payment due to them. They finally accepted resposiblity, I demanded the refund of the 296 plus the charged bank fees. This request was supposedly sent to their accounting part, (by the way, I couldn't speak to anyone in this part of the office, acounting only talks to internal personal). I got no resovle until a month later (I put a stop payment on the remainder of my payments) I got a letter about the stop payment and they want payment in full. Then by golly I got a check for the fund they took. They want to set of another payment plan with I did agree to, but I don't trust them with my banking info. I still owe then 1200. What leg do I have to stand on these are nasty people and I want to make this go away how? I just got a phone call saying their going to sue me and garnish my wages if I don't pay. How do I find out how much they bought my account for and the orginal balance of the account. Do I have to pay them, will they sue me. I live in Va their in NY can they do this by law

I absolutely would not provide them with access to my bank account again - I do not believe in providing anyone access to my bank account. If you owe the money to them, then yes, you do need to pay them, but I would get money orders and mail them on the monthly due date until the account is paid in full. Send a letter with the first payment confirming the payment plan - and it wouldn't hurt to explain that because they abused their access to your bank account before, you have been forced to pay them in this method. Then also send a letter with the last payment indicating that the last payment is included and that the account is now paid in full.

Can they sue me if I live in Clarksville, TN. And has anyone heard of Michelle Youngblood?

If your going to get advoice or listen to people complain about there debt online than get a life, or go run up some more credit cards! I work for bronson and Migliaccio and no matter what there is going to be crap about collections or law offices online!! Do you know why? Because you owe debt so your pissed off at the world and go run your mouth! Why dont you pay back the freaking money you owe and shut your mouth!

THIS ANSWERS ALL OF YOUR QUESTIONS ON HERE!

Joe do do, Shut your pie hole!!! YOU SCUMBAG LOWLIFE!! YOU'RE JUST LIKE YOUR MOTHER, ALWAYS RUNNING OFF AT THE MOUTH!!!

I understand that if a person borrows one they should expect to pay it back with interest. However, my debt balloned from a balance of $12,000 to $20,000 with Collect America. I lost my job and made an honest effort to pay all of my bills. I sent the firm a letter for debt validation. The office sent a letter saying my request has been received. Furthermore, the firm has been unable to provide legal proof that the debt is valid and they are entitled to collect. If debt collectors cannot honor a request, then they should cry to Congress for a welfare check, just like the banks did.

These guys are crooks. They're collection agents that buy junk debt, and then try to collect the debt pretending to be attorneys.
They call you from a 716 or toll free area code that shows as Bronson Law on the caller id. Before you have a chance to call them back, they call every one of your family members.
They break every FTC rule there is.
I hear there is a civil action law suit pending against them for unfair collection practices.

Some how these guys are allowed to operate. They send out threatening letters, and make harrasing phone calls. They have called my family, yet, I have not idea how they got the number.

These Jokers put a levy on my Bank Account , in an attempt to Strangle Hold me Financialy and Force me to be at their Mercy and Succumb to Their Demands. I Hired a Lawyer and Fought back and in the End They Were Forced to Dismissed the Case and Have not Bothered me ever since

These companies can claim to be whoever they want to be, and do whatever they want to do. The truth is....No, they can't. If the company you owed the money to charged off your account, then what they did is just that! That means they collected money on the account by collecting taxes on it and the account cannot be collected on twice.
You need to send the company a validation or discovery letter and tell them you want in detail everything they have on the account, including where the original company hired them to collect on the account. I promise, they will eventually go away. Even if they file something in court. You can do the same and you need too. Once they figure out that you know what you are talking about, they will not bother you anymore. You also need to put in writing that they cannot contact or file anything with any credit agency either. These asswipes need to be put in their place and put outta business!

they contacted me yesterday informing me that they were trying to stop me from getting my wages garnished. They lowered my total credit card debt by 800 and gave me one month to pay it off...does this seem legit? are they lawyers or just a debt agency trying to get my money, and am I safe in paying them?

They are a debt collections agency trying to get your money. They cannot garnish your wages until they take you to court, and you loose, and they enter a judgment against you. If you haven't been served with a summons & complaint yet, you're a good year away from the possibility of them being able to garnish your wages (depending on your jurisdiction).