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Debt collection on sunday

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PostPosted: Sun Mar 30, 2008 8:39 pm

Is it an illegal practice for a debt collector to call you on Sunday?
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PostPosted: Sun Mar 30, 2008 9:05 pm

I don't believe so. It is illegal, however, for them to call before 8 AM or after 9 PM, your local time.
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unclewulf
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PostPosted: Mon Mar 31, 2008 6:00 pm

Some people are so inlove with money that they have no regard what so ever for the fact that most people need a respite...even on a Sunday. The devil stays busy 24 7.
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PostPosted: Mon Mar 31, 2008 6:21 pm

I do not!


Wink

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The four 'no's of dealing with collectors:
No validation?
No payment.
No way!
No kidding!!

Arrow Economic Stimulus information from the Infernal Revenue Sadists

Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.]
unclewulf
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PostPosted: Mon Mar 31, 2008 8:08 pm

Very funny, WULF!!LOL I get calls, from CA's BEFORE 8 AM and AFTER 9PM sometimes. Anyway I can stop this? Obviously they can care less what time they are calling. I've never gotten a call on Sundays, I do have to say.
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PostPosted: Mon Mar 31, 2008 8:14 pm

Yep you can stop that. Just plain out tell them that you know the laws and they are not supposed to call you at this time and if they don't stop you will report them. And let them know that you have a record of when they called. Thats all it took for me to get a CA to back off. I haven't heard from them in months.
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PostPosted: Mon Mar 31, 2008 8:25 pm

SDC, are you recording their calls?

Do this: When you get one, hit the record button as normal, and tend to the call. At the end of the call, hang up, but do not stop the recording. Pick up the phone again, and dial star-6-9. The system will give you the number of the call you just took, along with the time and date. There's your proof, all in the same recording.

_________________
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The four 'no's of dealing with collectors:
No validation?
No payment.
No way!
No kidding!!

Arrow Economic Stimulus information from the Infernal Revenue Sadists

Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.]
unclewulf
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PostPosted: Mon Mar 31, 2008 9:01 pm

No...I'm not recording the calls. I have Caller ID, but, when they 'block' the number Idon't know who it is. SOME CA's 'block' them..some don't. Concerning *69...if the call is 'private' or 'blocked', I can't get a 'last call' number. Yep...I've told 'them' to stop calling that early or late. Like they REALLY listen to me.
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PostPosted: Mon Mar 31, 2008 9:17 pm

Some telcos are set up so that *69 queries the switch. That will usually get results, especially with older equipment in the switching office. Other/newer systems query the central system. Less chance of results there, but still worth ten seconds of your time.
_________________
-
The four 'no's of dealing with collectors:
No validation?
No payment.
No way!
No kidding!!

Arrow Economic Stimulus information from the Infernal Revenue Sadists

Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.]
unclewulf
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unclewulf
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Joined: 27 Nov 2007
Posts: 2088
Debtcc Points: 17744

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