Allied Interstate calling me everyday!

Okay I am getting calls from allied interstate daily even on the weekends. Should i give the guy my credit card number so I can pay for the account because I am aware that I have a balance i need to pay for.

Wait, big!! Before you go giving anyone your credit card information, please post more information! If you provide us with more information, we may be able to help you here. Please do not just give your credit card information out. Please post more information so that we can help you.

As Allied Interstate is listed as a collection agency on the BBB, what kind of debt is it?

The debt is from a black expressions book club that I was unable to pay at the time and now I am able too. He called me and told me that Black expresisons had reported me and that I needed to pay. I told him that I didnt have the money at the time and I would not have it until september the 1st which I thought, well he kept asking for my credit card number or checking account I told him i did not feel comfortable gvivng it out on the phone and could he send me a letter well he could not do that I guess so he kept pressing it told me to give him my credit card number and he would take it out on the 1st of september, I did not trust that, he told me that I was going to get him in trouble with his supervisor and that he will transfer me to her I simply hung up, i guess he did not understand, I even asked him kindly to just call back on the 1st well they called back every single day

big, I suggest this. And someone may come along behind me and correct me, and that's fine. You need accurate information. Do you have the address of this collection agency? You can send them a debt validation letter. This can buy you some time. They will have to validate the debt. Do not give them your bank account information or your credit card information. And for this customer service person telling you that you're going to "get him in trouble with his boss" kind of makes me question how legit this company is. Send them a letter requesting debt validation. And, if they call again, do not take the calls.

Yes I have the address. Thank you so much. With the debt validation letter do you have to use anything special like mail it in a special way?

It's always a good idea to send certified mail...this way they have to sign for it and you have proof they recieved it.

Yes, big, what morningstarr said! LOL! Send it certified return receipt. I know it bites because it costs money, but it's worth it. And, my God, keep copies of EVERYTHING! If you need anything, just post!

I have documented 45 times since January 29th until today and I am sure the number of calls will increase after I typed this Reply. This is so stressing!!

Are you answering the calls or is this the dialer calling you? Do you actually talk to them?

You have gotten some excellent advice Big! That collection company is known to not play fair. You have the RIGHT to make sure they are either collecting for the original creditor, or have bought the debt themselves and to know exactly what you owe and for what ( to make sure they do not hike the debt up).

Have you checked your credit report? You should because if it is listed you can perhaps get a "pay for delete" otherwise all they will do is update it to 'paid' and it doesn't help your credit score any...as a matter of fact, if it was an older account with no activity for some time, having it update to paid can actually make your credit score worse!

You want to make sure that what is being reported is what they are saying you owe. Does the amount seem right to you?

If they call you tell them that you are awaiting validation of the debt and hang up. Also keep note of when they call because once they get the validation letter they can't continue to try and collect from you until they validate.

When/if they validate then you can send them another letter offering to pay the amount if they agree to remove the listing entirely from your credit report and to never report it again.

Golden ...you are responding to someone who posted 3 years ago.....

this is interesting. Allied had been calling me daily for over 2 months. I know that I do not owe any debt to anyone. I am curious how they got my number and why they are calling. I have never answered.

Ever thought of answering? Maybe a wrong number?

Our answering machine kept showing that Allied Interstate had called sometimes a couple times a day everyday. Not knowing who they were, when I was finally home when they called I answered the phone and got a nothing but silence - apparently a machine doing autodials. So I didn't bother trying to answer again. Then we got messages left from them saying they were calling concerning collecting a debt. We never answered the phone and they haven't called for a while. We don't owe anybody anything so we figure if they have something legitimate to talk to us about they could send a letter.

This is a email I sent after so many phone calls/voice mails that I have had enough:
TANYA LADOUCER ✆ to Gagan.Agarwal
show details 2:27 PM (8 minutes ago)

ADDENDUM to precious email from me: Let me make myself PERFECTLY clear, this is the first time I have been able to contact you until now. You have called my husband EVERY DAY, always leaving a suspiciously threatening voice mail. The last time I talked to you, you threatened to have Jim arrested and all kinds of other despicable things simply for the shear reason to harass. You had better read the law a little better as you are dangerously, (if not already) crossing the line. You have called after 9:00 pm all the while threatening jail time and other DISGUSTING things. You even called my husband, in the hospital, where he nearly died of C-DIFF. Enough is enough.

DO NOT UNDERESTIMATE my expertise of the law in question. You are now notified if I or my husband receive one more harassing phone call I will contact the Attorney General and start proceedings to sue YOU AND YOUR COMPANY FOR HARASSMENT and anything else my attorney decides. This is not a threat, this is a promise. In this day and age, this kind of harassment won't be tolerated. Next, I have asked you repeatedly to send me a bill and you have refused. I have no problem honoring my obligation but until I receive a statement, in the mail, you will not hear from me.

I have researched Allied Interstate and you have a VERY bad reputation for illegal tactics, so I am not about to take your word for anything. Also the fact that your company hires people who have such an accent, as yours is, making it almost impossible to understand much of the conversation, is suspect. What came out very clear was that you would have my husband arrested and he would go to jail. You also stated that my mother and daughter would be held responsible and suffer the same fate as my husband. Not all Americans are idiots and that is what you tried to make me feel like. I have congestive heart failure and after you called I had an episode requiring medication. I did not raise my voice or curse until you get VERY nasty with me.

In this country, kindness goes a lot further than threats and intimidation. I do not agree to anything when I can't understand the language that is spoken. Now, if I do not receive some kind of paperwork in the mail (at the address below) I will start proceedings to make sure YOU AND YOUR COMPANY do not treat people in this way again. BTW, all voice mails are being saved so I have proof of your violation of the law. You may send any correspondence to: PO BOX…………….

You may reply to this email if you must, but I am now stating that there will be no further
communication from me or my husband and the phone CALLS must now stop. I also do not want a plethora of letters or other printed correspondence, which will also be considered harassment. One letter will suffice. Of this I am VERY serious. Word to the wise!
Sincerely,
Tanya Ladoucer

P.S. I tried to download the enclosed other part of the email you sent but it must have been corrupted.
Please refer to the following:
http://complaintwire.org/Complaint.a...RwBarQjKBIjUPA
http://articles.moneycentral.msn.com...orTactics.aspx
http://www.associatedcontent.com/art...ollection.html
http://www.creditreportproblems.com/...FRkcawodrUAYaw
http://www.westopdebtcollectors.com/...FQEBiQodpTs2aA
http://askville.amazon.com/current-a...wPostForm=true
http://www.debtconsolidationcare.com...i-miranda.html

AND THE LIST GOES ON AND ON. You are a part of Enron? I should have known.
Tanya Ladoucer
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