Ok...I know they say there are no dumb questions...
I'm going to court tomorrow. First time, Capitol One suing, I only owe 600-ish. I don't work (I'm a mommy), my husband is basically self-employed.
1. What is the likelihood that they will garnish my bank account? (In know you can't give me an yguarantees or anything, just a guesstimate)
2. How does it work? Somebody told me tonight that the bank will notify them if I put money in my account and basically give it to them. I always thought that they had to watch your account themselves and take it if they happened to find it.

I'm planning on closing my bank accounts anyway (because of this), but we're moving out of state in a couple of weeks and I'd rather not have to close them until then; I can if need to, however, in the mean time I have to pay bills and there is at least one payment that is automatically deducted from my account (hate that) next week and I don't know if I can get it changed that fast.
Anybody have any ideas?