What happens if CMG Group and Cardinal send my debts to collections?

I have written before. I had like 4 of these companies send me funds I didn't require for $150. Two that I didn't request have sent my accounts to collection agencies. What happens now? what do I do? The company is:
Applicant# ***
Dear ***,
Your account with Cardinal Management, LLC was sent to Debt Management Partners, 1-800-883-9067
Thank you,
iCollect
and
Applicant# ***
Dear ***,
Your account with CMG Group LLC was sent to Debt Management Partners, 1-800-883-9067
Thank you,
iCollect
i didnt request these, and i closed the account they were all charging. I'm from Pa and according to some site, they're not even legal. help please?

No, they aren't legal. Inform this collection agency that the debt for which they are attempting to collect on is ILLEGAL. Did you receive this notice as an email? If you did, you got them on an FDCPA violation, click the link below to read about it.
http://www.fair-debt-collection.com/...ters-12.html#1
A dunning letter (the first point of contact) is supposed to include-
"This is an attempt to collect a debt from a debt collector, if you dispute the validity of this debt you have thirty days to request validation."

Free fair debt attorney's.
http://www.fairdebtforconsumers.com/

Look around that site and educate yourself on your rights.

what FDCPA violation is it? And yeah I got it by email. I think it's funny I got two loans from these people they're two "separate" places but come from the same email address. I also got a phone call about one of the other ones that I didn't apply for and they wanted me to call back today. I didn't get done with work til 11 pm so I couldn't call back.

Ok so United Cash Loans sent the following:

09/02/2009



(to me),

UnitedCashLoans regrets to inform you that our ACH debit was not honored by your bank, and was returned marked “for review”. As a courtesy to you, our valued customer, we are extending an opportunity to amend this oversight.

As of 09/02/2009, you remain in collection status with UnitedCashLoans. Although we have previously contacted you about your delinquent account, we have received no response. You must make arrangements to settle your account.

Please contact our collection department at 1-800-354-0602 immediately, to make payment arrangements. If we do not hear from you within 48 hours, your account will be referred to an escalated collection department.

In order for your payment to post to your account properly, please include the following code: EM501
Certainly, your continued good credit standing with our company is important to you.

Thank you for your prompt attention to this matter.

Sincerely,

Customer Service

What doe sit mean an escalated collection agency? Again, I'm from Pa and they're service itself is completely illegal isn't it? I tried to write to one of those free lawyers but never got contacted. I don't know what to do. I'm sorry if I sound stupid, I really have no idea what i'm supposed to do though.

hello,
i just calledthe 8665169300 number, and they told me that i recieved an email from them that they sent at the time of loan. it was sent to a mr wesley at 9044106710. he told me that i owe them over 600 on a 150 loan. i told him that i never recieved any sort of repayment agreement. they keep sending me in circles. I talked to a laywer and he said what they are doing is illegal. what should i do?

I never signed anything this CMG account either and yet I now have them trying to withdrawal funds from my account, how can they do this without your approval?

Contact your bank immediately, and inform them that you are the victim of fraud.