What happens when credit card debt go to the lawyers

thanks for the info I did ck the fdcpa site it was helpful--this blog site has been very helpful too--if they cannot serve the summons can they still take me to court? there is a court date set as I saw it on casenet. you are right I was looking someone else up on casenet & found me instead!

who is sueing you? I'm in MO also.

I had 2 different CA's file suit against me and saw both of them on case net. They had the wrong address so it took them another 6 months to locate me.

both dismissed by the judge due to them not being able to validate

After I send the letter, can they demand full payment at once on the account if they find it legit? Also should I certify the letter and track it on the web or do I need a signature card as well.

This from the orginal post of going to the lawyers, I did get a letter from a law firm and it gave me 30 days to dispute the debt.

what if CA cant contact the person or the person is out of country?? how can they bring that person to court?
my friend has a debt with Credit card sent to CA.

Hi,
Is an OC mandated by federal law (or CA state law) to inform a debtor in writing that a past due (5 mos.) balance will be charged-off?

Thanks!

Not sure about CA state law but under the FCRA, they must inform you about derogatory information being placed on your credit reports. You will likely see 30,60,90 and 150 days late on your reports now