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Chase Question

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PostPosted: Sat Jul 12, 2008 2:55 pm Subject: Chase Question

Ok...I have a Chase card that just went to Mann Braken for collection. I called Thursday and they told me it went on July 4th. I have a statement that said to call Chase directly for help and that's when I found out it went to collection. I asked if they could bring it back so I could deal directly with Chase and the answer was no. My question is...my current statement says a payment is due July 23rd. If I sent in a payment with the statement to Chase, would that then bring my account back to Chase? Thanks!
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PostPosted: Sat Jul 12, 2008 3:53 pm Subject:

I'm not sure about that, but someone else may be able to offer you some advice. I do have a Washington Mutual account that was sent to outside collections, and they told me that when the account was brought current, then it would be returned to Washington Mutual. Has the account just been moved to the CA but not actually sold to them?
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PostPosted: Sat Jul 12, 2008 4:22 pm Subject:

I'm not sure if Mann Braken (CA) actually bought the account or were just hired to collect. How do you find that out? Ask Chase or do I have to talk to the CA?
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PostPosted: Sat Jul 12, 2008 5:05 pm Subject:

Unfortunately you will now have to deal with Mann Braken. It doesn't matter if they bought the debt from Chase or collecting on consignment for Chase.
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PostPosted: Sat Jul 12, 2008 8:07 pm Subject:

In my case, I just asked the CA when they called me whether Washington Mutual still owned the account. That's when they told me yes, and if I brought the account current, then it would be returned to Washington Mutual.
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PostPosted: Sun Jul 13, 2008 3:19 am Subject:

Make Mann Bracken validate that debt, I can tell you from experience they are not easy to deal with and are notorious for charging illegal interest rates and fees. Confused
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PostPosted: Sun Jul 13, 2008 5:34 am Subject:

I am surprised Chase sent it out. They have their own legal department and I thought did most inhouse. I would definately get validation before agreeing to anything or sending money. Good luck and keep us posted.
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PostPosted: Sun Jul 13, 2008 6:47 am Subject:

You can read about Mann Bracken on Budd Hibbs website, pretty interesting. Confused
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PostPosted: Sun Jul 13, 2008 10:42 am Subject:

From what I have read, I'm scared. I having received anything in writing yet from Mann Bracken, just phone calls this week. Should I wait to get a letter from them before sending the DV letter or just send it without the written notification.
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