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#65
05-06-2008, 04:10 PM
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Got another letter today with a copy of the credit application I signed in 1999. That's all I got from them. There is not a copy of any contract with any items that I purchased. There is no bill of sales showing that they bought the account. There are no billing statements. There is a handwritten limit of $5000 although that is not what is on my credit report or on any old statements I located. Is this enough or do I continue to ask for more? They are asking me to call to make arrangements to pay the amount of 3826.
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#67
05-10-2008, 07:58 AM
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I recieved a letter from AA stating that since they received my information about reporting to a credit agency and after they review the information they have from the original creditor, they have reported my account at disputed to the reported agencies. I only got a copy of the credit application as validation. I sent them another DV letter stating that I need more proof. I got a letter from Transunion stating that they have deleted AA from my file. Should I just wait to hear from AA? What does all this mean from AA?
Thanks.
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#68
05-11-2008, 04:22 AM
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Sounds to me like they have somethings in regards to providing validation but they may not have a whole lot. Have they been able to produce a bill of sale or assignment contract yet?
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#70
05-11-2008, 10:35 AM
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If they can't provide how they got the debt with documentation of it then they honestly have no legitimate claim to the debt because all the documentation says is this bank has record of an account with this individual, nothing about how it got from the creditor the the CA in question.
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