Please can someone let me know about this situation?
I had a citi bank credit card that I did not pay for almost 2 years. Now when I pulled my credit history. I see 2 things.
First Citi bank is showing account CLOSED not paid and sent to collections.
Second the collection company now has a same account from citi bank and the collection account is showing active. Remarks are “”customer cannot locate””.
Now if I want to fix this should I call the citi bank and pay the amount OR should I call Collection Company and pay it.
Want ideally want is that this negative feedback should go away from both the companies first Citibank and second collection agency
Can someone tell me who should I make a payment …………???