Can someone tell me what a civil collection is? I was reading our local county newspaper and saw my name under civil collections with Credigy Receivable Inc. The problem is I have no idea who they are and what they are collecting for. Any informaton would be appreciated. Thanks!
Debt Samaritan
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Send a debt validation letter because you have the legal rights to know about the debt they are collecting for.
One can insert your name anywhere but it must have a legitimate purpose. Use your legal rights and get the debt validated by Credigy.
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I don't have any information on where to contact them. Seeing it in the newspaper was the first that I heard about it. Would the court house give me any information?
Debt Samaritan
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It could be that you are being served with a lawsuit by publication. Definitely check with the courthouse. If there is a lawsuit against you, you need to take care of that. Here is some information for when you are being sued that I recently posted to my blog.
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caveatemptorblog.com
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Aren't these ppl supposed to contact you before putting it in the paper??
Debt Samaritan
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There are supposed to try, at least. Often, it seems, debt collectors are either unwilling or unable to do the legwork. Still, if you don't answer a lawsuit, things much worse than a phone call from a debt collector will follow. It's better to be sure.
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