I have it on the best of authority that Munchkin is not being honest with everyone. There has been no such case for First National Collection Bureau and he/she has not gotten the award claimed. I am certain of this.

Enter Your Samebox Message:

Sorry to burst your bubble Bill T. Collector, but it did indeed happen, whether you want to believe it or not. It was settled out of court. And I had to report the money I won on my income tax return.

Sorry, but I got the name right allright and I know what I'm talking about because it was my real life experience. I can't help it if you can't dig up any information on it. It's none of your business anyway.

Enter Your Samebox Message:

I just recieved a letter from these creeps today saying I owed almost $5,000.00 on a Visa card I was pretty sure I paid off. I have no idea how these guys got all my information. They had my social security number, previous addresses, when i made the last payment on this account and the credit card I had was almost 10 years old, old enough for me to forget whether I paid or not. However I suspected something fishy when I called them and demanded they give me the MBNA bank information and they refused. Also if I had stopped paying 7 years ago why would the bank wait 7 years to send the account to collections? Are you kidding! Some of these guys will send your account to collections the day after your payment was suppose to be recieved!
In Anycase I got online and looked up this company, saw a lot of scam reports. Then I called MBNA themselves and they said themselves that my account had been paid off and there was no judgement against me. They also told me that they were familiar with this company and that it was a scam! That they have been ripping off people like this for a very log time!
I'm still scared though...i mean how did these creeps get my SSN, and know all that information? I'm going to have to take this letter to the post office and possibly hire a lawyer. They have way to much personal info on me.

Enter Your Samebox Message:

I received a collection letter from First National Collection Bureau,inc.
I don't know about this company and I never order or owen any money to no one in the state or in NV. They want me to pay a amount of $3,213.26 from a company name VALOREM LLC original Creditor MBNA. I really don't know any one or buy anything from such company. Please help me.

Enter Your Samebox Message:

I would like to know according to them what I bought from this company how was this purchase and from who? Please ask Valorem LLC to send me the order blanks and what was the purchase (according) to them I bought.
I want to have this clear up or do I have to get my attorney contact them.
Sincerely
desperate

Enter Your Samebox Message:

I also received a letter from this company with the delinquent account being assigned by Security Services, LLP with the original creditor being General Electric Capital. They also offered a 60% discount payable in 2 payments of ($64.63), with each payment due within 30 days of the pervious and they also misspelled previous. When I called the office the person who answered never even mentioned the company name. I had to ask if i had the correct number. The person told me it was an 11 year old debt. I have never delt with the company she mentioned before. It seems that this is a scam.

Enter Your Samebox Message:

Like others, i also have recieved a letter from this company (i live in Chicago) stating an owed balance on a Capital One Visa Card. I know something was fishy with this company, because i have never had nor have i ever opened an account with such card. This so called account is not even on my credit report, which i ran recently, nor from credit reports ran in the past. They claimed that this was from the year of 2001 and that several other agencies have tried to contact me regarding this. What made the red flags come to me, was that if i had opened this so called card, why wait until now to try to collect $1,893.00. When dealing with credit card, the will start to hound you within a month for a payment if you are late, so i know this company is full of SH@#. So now, i will be talking with a lawyer in order to file a lawsuit with them. We as individuals have enough things on our minds as it is like job security, gas prices, etc., and we dont need these @#@holes trying to use such fraud tactics to obtain our money.

Enter Your Samebox Message:

It could be simply a case of a mis-identified consumer. Before running to an attorney and wasting their time (from what you typed, you've got nothing), request they properly validate the debt.

Enter Your Samebox Message:

I'm glad I read your post. I have been receiving recorded calls nightly from them nightly. They way if you are not the person they are looking for just hang up. You do that and they call the next night anyway.
I finally called them today and got a very snotty lady. I asked her to take me off of her list since I was not the name she was looking for. She asked me to call back when I had a better attutide. If I continue getting calls I would like to join you in your suite.

Enter Your Samebox Message:

Forget the phone calls, send them a cease comm letter CMRRR and file complaints with the FCC, FTC, AG's in your state and theirs, the BBB and the ACA International.

Enter Your Samebox Message:

First National Collection Bureau, Inc., is subject to the Fair Debt Collection Act like anyone else. Their letter to me on an account that was closed 15 years ago is obviously a mistake that the bank, Western Federal Credit Union in Manhatten Beach, California, informs is correct! They are all in for a big surprise...

Enter Your Samebox Message:

Rather than add another verse to an old song and dance, can someone please tell me where I can endorce the Class Action against First National Collections Bureau, Inc., in sparks Nevada...

Enter Your Samebox Message:

I got a letter today from First National Collection Bureau stating that i owed 519.24. They said the original creditor was GE General Electric Corp, whom I have never had any kind of account with. I am so glad i google searched them and found all these scam reports!

Enter Your Samebox Message:

I'm currently sending them monthly payments to clear an old debt from 8 -10 years ago. Because I want to clean my credit report up and this has been hanging over my head for years, I agreed to pay them $50.00 to 100.00 a month but after watching a program about fraud collectors, I looked up their record reading the negative comments about them I wonder if i should continue paying. What should my next move be can you suggest anything. Foolish me.

Enter Your Samebox Message:

You shouldn't have paid them a dime, that debt should have been removed off of your credit report already. However, depending on your state, you may have re-aged the debt by agreeing to and paying on it. You can also sue them in Federal court for an FDCPA violation, demand a refund, and collect your $1,000 plus possible court costs and attorney fees, if you have documented evidence of them threatening to sue you over the debt (they can continue asking for it forever, but they cannot enforce collections in any manner after the SOL period).

Enter Your Samebox Message:

__________________
FRAUD: RECOGNIZE IT. REPORT IT. STOP IT.
Rip-off companies - FTC.
Phone harassment by Debt Collectors - FCC.
Banking issues, like ACH problems - OCC.

I received a letter from these people, also offering to settle in 2 easy payments blah blah blah....I called because I had no idea what it was about. When The woman told me, I attempted to speak 4 times, after she stopped, but she interrupted me each time, telling me not to yell at her?? She had my name and social, but not the correct address, and the account she talked about was long closed BEFORE the date of supposed deliquency.

This seems to me to be just one of the many latest "try to take you for what you might pay" scheme to defraud consumers.

Beware: Sparks NV address listed, but mailed from a Dept # (no company name), with a P.O Box in PA???? I also have checked my credit report a couple of times since 2001, and this item was never present????

Enter Your Samebox Message: