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#33
09-10-2009, 01:36 PM
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Received phone call saying I owed a 7 yr account w/Verizon for over $600. I have NEVER had an account with them. Am waiting for a letter, but this forum has opened my eyes and I will demand verification and then notify AG and BBB. How do you get an actual FREE credit report to see if this shows up as a bad debt...
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#34
09-10-2009, 08:34 PM
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__________________
FRAUD: RECOGNIZE IT. REPORT IT. STOP IT. Rip-off companies - FTC. Phone harassment by Debt Collectors - FCC. Banking issues, like ACH problems - OCC.
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#35
09-22-2009, 10:12 PM
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Hello,
I know this company has the debt for my car's deficiency balance of $3600. My dad received a call this evening from them and when he told them I was not home, they asked if he was so and so. He told them yes, then they dunned him for the money. This is not his bill, his name is not and never was on the account. He was not a co-signer either. I actually didn't have a co-signer on this account. That is a blatant violation of the FDCPA. I am a debt collector myself and I will be giving them an earful tomorrow. God, I wish I had the disclosure to my father on tape. My bill would be paid.
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#36
09-24-2009, 07:04 PM
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I received a letter from First National saying "your delinquent account has been assigned to us by the above mentioned client. They listed Valorem LLC and an old credit card company I once dealt with. The last payment to that company was June 05, and by January 06, the company had charged off the debt and sold it to another lender. I responded to First National that 1) the CA SOL had run on on any debt previously owed to that credit card, and 2) they misrepresented themselves to me because that particular credit card company no longer exists, and I have no knowledge of Valorem LLC and have never dealt with them and do not owe them anything. I cited FDCPA 812 as well. I did not mention this, but I am unemployed and own absolutely nothing, so I don't think they would get very far trying to take me to court, even if it's just so I can present the CA SOL as my defense. Was this the right way to handle this?
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