First National Collection Bureau: How to deal with this collector

Make sure FNCB is the right party to be collecting and that they are collecting the correct amount. Send them a debt validation letter.

How funny. Lately the scams about lowering your credit score have been coming in and last night I got one and the middle eastern accented individual did not say anything on the other end as I asked to be taken off of their calling list.

Well low and behold this company fncb decides to call out of the blue. hmmm the only debt I have at collections is for medical bills for which we are taking care of and communicating with that collections agency on.


Some bottom feeders they are. Wish there was a way to send a phone spike back at their autodialers and crash them.

They would be the "bad guys" for calling and harassing family members of the person they claim owes the debt. However, when they are asked to provided information regarding this debt-they will say things like "you have been contacted about this previously" and " you already have that information"; when in fact they have not sent any letters or correspondence. If any company expects to collect on a legitimate debt, they must be able to present the info requested by the person they are hounding. If they cannot, then they have no business contacting anyone. The only reason a company would operate in such a manner, is if they are doing things illegally. Say for example, attempting to collect a BOGUS debt!

#77- Don't have a problem paying my bills, when they are ACTUALLY my bills. Have a very good job, make a decent salary and don't live above my means. I only have a problem paying bills that are NOT mine; didn't acrue them and have no idea what they even are!! If I did owe the bill, I would pay a legitimate company who followed the laws in order to collect the debt. Not giving away my hard earned money to a crooked business out to make a buck on people, when it's not theirs to make.

I received my first collection letter from First National Collections about 2 years ago after moving into my parents home when they passed on,(never received any past ones or bill) They say I owed $11405 from a creditor of AT&T Midwest, But I never had anything in the name of AT&T.
I wrote them to let them know I didn't recall having this debt and asked this comp, for the date/yr of this debt and creditor.
I never heard anything back but now I received a settlement offer of 2 paymts for $57.03 for a but I really thing I never heard of them.( AT&T.) I keep writing them but dont get any answers. What should I do?

My hubby received a letter from FNCB with a claim of a creditor from about 10 years ago. We know this letter is basically a scam to extort money from us for a few reasons. (please think about these things before you begin to pay this company)
1. They are going to reduce payments before ever talking to you. What company would do that? So instead of, for example, $1500.00 dollars the company is willing to take 500.00; really?

2. Within the letter they state that they still need to "obtain verification of the debt". So they don't know if you owe or not they just sent a letter to "see" if you owe (or would be willing to pay).

If anything (if you do owe the money) please make them prove that they are legit and that they are working for said company. If they are not working on the company's behalf that company may come back and try to get the entire amount because a payment may renew that debt. Check BBB and the State of Nevada website and the office of the Attorney General. This company does not seem legit. They have a phone number but no fax, email, or other contact. Strange.

congrats to you for following through on this issue and helping others to stop this nonsense.
i hope others don't get sucked into this scam.

Could you make it a little less obvious that you're shilling for the collection agency? People are well aware that you guys troll sites like these in an attempt to whitewash any negative comments. The cat's out of the bag. If you're going to keep doing it, you could at least be intelligent about it.

#70 You Probably work for them and therefor are a scammer too! You are hacking our web site. Get off and go back to trying to scam people.

#77 We all know you work for these scammers. Quit hacking our site. Get off and go make your phone calls. Thanks