First National Collection Bureau: How to deal with this collector

By Good Nelly

Ask Nelly

First National Collection Bureau Agency acts like a lot of other collection agencies when dealing with debtors. They try to scare consumers into paying their debts, send you fraudulent collection letters, and claim you owe money on an account you don't have. The following are some of the complaints DebtCC community members have made about First National collection.

• First National Collection Bureau sends collection letters for debts that have already been paid on. Know more....
• Consumers have been contacted by First National Collection Bureau for debts they never owed. Read more on this…
• First National Collection Bureau has made harassing calls to consumer's family members. Read more...
• On one occasion, First National Collection Bureau falsely claimed to have gotten a judgment against a consumer. Know more...

What to do when you are contacted by First National Collection

• When you are contacted for a debt: If you are contacted by First National Collection, do not pay them immediately. If you are not sure you owe the debt or think you have already paid it, send them a validation letter.
• When you're contacted for a wrong debt: If you receive harassing calls from First National Collection for a wrong debt, send them a Cease & Desist letter and file complaints against them with the FTC (Federal Trade Commission) and your State Attorney General's office.
• When threatened with a judgment: If First National Collection Bureau claims that a judgment has been filed against you, check with your county court house before making any payment arrangements. There are several ways a collection agency can obtain a fraudulent judgment. If you have not been properly served with a summons, you may file a motion to get the judgment vacated.