Posts: 5,400
Credits: 40,458


Send message to kashzan
Sub: #49
Replied on 09-18-2007, 01:33 PM
Reply With Quote

Yeah I got a very generic collection letter. i called them today and requested validation of the debt



Posts: 4,133
Credits: 27,757


Send message to volleyballmom
Sub: #50
Replied on 09-18-2007, 02:06 PM
Reply With Quote

ok good! make them validate!

Posts: 5,400
Credits: 40,458


Send message to kashzan
Sub: #51
Replied on 09-18-2007, 02:10 PM
Reply With Quote

This one has me fearful. Can they levy without a court order



Posts: 4,133
Credits: 27,757


Send message to volleyballmom
Sub: #52
Replied on 09-18-2007, 02:27 PM
Reply With Quote

see my PM

Posts: 1,836
Credits: 19,502


Send message to Anthony Lemons
Sub: #53
Replied on 09-19-2007, 12:42 PM
Reply With Quote

No one can levy your account until you are found to owe in a court of law. Innocent until proven guilty is what this country was built upon. Stop worrying about some collector's bullshit scare tactic. Even the FBI must jump through hoops just to freeze an account, so stop giving these crooks so much credit. Only a judge can issue a writ of an account take over, and by then, the account should have been empty by you already. Anyway, not just "anyone" can touch an account, unless you give full, written authorization or a judge deems it within the creditors rights. An account isn't just accessible to anyone.

__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

Posts: 1,836
Credits: 19,502


Send message to Anthony Lemons
Sub: #54
Replied on 09-19-2007, 12:43 PM
Reply With Quote

If collectors could just take your money, everyone here would have no money.

__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

Posts: 5,400
Credits: 40,458


Send message to kashzan
Sub: #55
Replied on 09-19-2007, 12:46 PM
Reply With Quote

Thanks Anthony.I guess you never did get my Pm. Anyways, I am so crazy over this. Its every thing that I read on Googke, plus their stupid main menu with the press 3 if we froze your accounts. I spend so much time calming other people down, but when it comes to me I fall apart. I am still at the risk of sounding stupid, confused as to how they get away with it. The stuf I read nevr mentioned ant judgements or court orders.
Help
Kash

Posts: 5,400
Credits: 40,458


Send message to kashzan
Sub: #56
Replied on 09-19-2007, 12:47 PM
Reply With Quote

Anthony, They are not just collectors. They are a Law Firm

Posts: 1,836
Credits: 19,502


Send message to Anthony Lemons
Sub: #57
Replied on 09-19-2007, 12:49 PM
Reply With Quote

They must follow every law, through a judge, not on there own. They can not take action without a judge's permission, and besides, what debt are they seeking payment for.

__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

Posts: 394
Credits: 7,856


Send message to JEN5276
Sub: #58
Replied on 09-19-2007, 12:49 PM
Reply With Quote

Kash, sometimes these "law firms" are just collectors in disguise. And please, stay off the phone with them, always do everything in writing, certified mail!

Posts: 5,400
Credits: 40,458


Send message to kashzan
Sub: #59
Replied on 09-19-2007, 12:52 PM
Reply With Quote

Thanks guys.
Anthony they bought an old Credit acrd bedt from 2003
Jen , I replied to your other post. The friend that had her account levied, did she have a court order against her , or was it just done

Posts: 1,836
Credits: 19,502


Send message to Anthony Lemons
Sub: #60
Replied on 09-19-2007, 12:56 PM
Reply With Quote

Only a judge can sign off on a levy. Everything must be through a court of law. Could you imagine if no one needed to go through a court? Anyone with debt would have no bank accounts.

__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

Posts: 5,400
Credits: 40,458


Send message to kashzan
Sub: #61
Replied on 09-19-2007, 01:01 PM
Reply With Quote

Oh Anthony will you marry me!!!! If this does happen, i am told about it? Why tell a person you are going to take their money? that gives them time to get their money out. Sorry that I am so messed up about this, but I cant help thinking about what I read about people who went to the bank one day and This law office froze their money. Am I being a complete idiot?

Anonymous
Anonymous
Posts: n/a
Credits: 0
Sub: #62
Replied on 09-19-2007, 04:26 PM
Reply With Quote

dont want to put fear into anyone i have my own debts too, but I know for a fact that somehow collections agencies can put a hold on an account. this was done to someone I know and when checked with a lawyer the CA should not have done it. the lawyer said that some CA's do it and the person does not fight it because they can not afford to. so the CA is basically being a bully and taking what they can.

Posts: 1,836
Credits: 19,502


Send message to Anthony Lemons
Sub: #63
Replied on 09-20-2007, 11:52 AM
Reply With Quote

I can only see one way an account could be placed on hold without a judges say-so, and that is if the consumer agreed to the action when applying for whatever loan or credit card it is. If its in a contract perhaps, but not just some joe blow walking in off of the street, saying that He would like to freeze an account, without any legal backing. What bank would fall for that? ACME Banking and Friends?

__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

Posts: 1,836
Credits: 19,502


Send message to Anthony Lemons
Sub: #64
Replied on 09-20-2007, 11:55 AM
Reply With Quote

Read about freezing an account here: askmehelpdesk.com/credit/bank-account-frozen-will-they-take-income-tax-54838.html

__________________
Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/

Page 4 of 8 « First < 2 3 4 5 6 > Last »



«Previous Thread | Next Thread»
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes
Linear Mode Linear Mode

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -8. The time now is 11:27 AM.





About Us | Contact Us | Privacy Policy | Affiliate | Sitemap | Espanol | RSS Feeds| Terms of Services
* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.074 seconds.