Cohen and slamowitz

I knew a judgement in court had to be sought before an account could be seized.

You always pop up at the right moment with some sage advice
Thanks, Cohen and Slamowitz thing has ne in a real panic

Only if you agreed to allow them to seize the account to repay an outstanding debt, can they access the account without a judgement, so read the fine lines when applying everyone.

I think the term freezing is not being understood. It is correct as Anthony and others have posted that nobody can go into a bank and legally “freeze” your assets without a court order. What can happen though without a court order is you give them your account info or send them a check for x amount of money and they change the amount when they cash it. That portion of your money is locked until the check clears then it is gone even if you did not agree to it. Then you are stuck fighting with them and the bank trying to get it back. That is why it is very important to never ever give a CA your account info. I suspect that those people that think their accounts were frozen probably really were not frozen by court order but compromised instead.

Thanks again Dollars. This is a frightening situation. I will never give my accountinfo to anyone.
How in the world can they change an amount on a check. It is written in numbers, and then the amount is spelled out. Wouldn't it be tyoo hard to change

Ask that question to all those people that gave their account info to Cash Today Limited. Those guys keep auto debiting their victims checking accounts with no recourse. Another thing they can do is run an electronic check. Once they have an account number, routing number and any check number it can be run electronically for any amount they want to try. None of the above has anything to do with “freezing” your assets or your account. That has to be done with a court order. If any of the above happens dispute it with your bank and start filing complaints.

If you've read all about Cohen and Slamowitz on Google, you know that if they've frozen a bank account, the matter HAS already been to court. You just never showed up. The most likely reason for that is that Cohen and Slamowitz probably dug up an old address of yours and sent the summons to that address, or they may have picked an address out of a hat. Who knows?
The sad fact is they went to court, told the judge they tried to contact you, and won a judgement against you by default.
I just got my letter from them yesterday, so I have proof they have my current address.
Any help would be appreciated.

Have they frozen your account?

Not yet.
The letter they sent me said
(the entire letter was in caps, which I have removed for readability)

"Please be advised that the above-referenced creditor has referred this account to our Law Office for collection. Please contact us to discuss same.
At this time, no attorney with this firm has personally reviewed the particular circumstances of your account. However, if you fail to contact this office, our client may consider additional remedies to recover the balance due."

that is the same letter that I got. These people have me very scared

they put a summons to respond into my local county court house. I responded receipt but dont do like i did i, did not know that you also have to respond to the local court tell them you responded to the summons. plan to follow up with a letter next week to offer a payment plan.

I got no summons,How did you know you got a summons to respond to the court house

I am confused. Did you get a summons. Please clarify.
all I got was a letter telling me I had 30 days to dispute

You may want to check out this article. Some of the comments about it appear to be helpful, especially #15.
brokeass-student.com/being-sued-for-credit-card-debt/

I'm going to fax this to my lawyer later today. I'll let you know what my lawyer says about when I hear back.

BTW, Just so you don't get the wrong impression, the lawyer is one that my debt settlement Agency hired to handle all their clients. Just for reference http://www.nfs1.org

No, I didn't get a summons yet. I was referencing other people's experiences I found on Google.

I'm guessing they'll send you & me another letter in 30 days saying an attorney has looked at it, and then give us a little time to reply, and then go for the actual court proceedings. (This is just my guess tho) To save them court costs and keep us scared.

Dave, what i want to know about is the summons yiu said you got. I thought you got the same letter that i got