Why am I still getting fraudulent information on my credit reports from Collection Company of America for an account that has been deemed fraudulent in 2003 by Cingular Wireless? I have just spoken with a representative from that company and they said that they are not responsible for removing this mar from my report, that the original creditor has to do it! However, I was redirected back to the Collection Company of America after verifying that this account was indeed deemed fraudulent and closed!

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This is what I went through with collectcorp. Neither company, Collection Company of America nor collectcorp will accept responsibility for their fraudulent activity.

Call the credit company and ask who specifically keeps putting this on your credit file and dispute it.
In my case it was collectcorp. Its a long battle becuase Collection Company of America just wants some spare cash, and theyre seing if youll just pay it so you can get on with your life.

Youll have to threaten to sue both companies and file complaints, its the only way theyll stop trying to ruin your life.

Write letters to head office of both comapnies (Collection Company of America and collectcorp)and dont be nice about it. They are commiting fraud and they are both aware of it from what I can see.

Let us know what happens.

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How do you sue them of file a complaints. Please somebody help me in filing suit against Collection Company of America.

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I'm not sure, but I think to sue Collection Company of America you would have to file in federal court

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Go to www.ftc.gov and download the ID Theft affadavit, file the police report and send that as well as proof of ID to all 3 CRA's. By law, any trade line, whether with an OC, CA or JDB, must be Permanatly Supressed as long as all steps are follwed. Once you have done this, send the IDT affadavit and the police report to the CA and inform them that this account is fraudulent and per federal law, therefore uncollectible. Any further attempts at collection from Collection Company of America will result in legal action for violations of fdcpa and FCRA applicable statutes.

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Hi there
I'm going through a similar scenario with the Collection Company of America. I've given them a strict deadline to complete all matters by tomorrow. I'm considering getting the media involved. I'd like to compile stories to prevent this stuff from happening over and over again. Let me know if you're interested.
Sepi

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Is anyone still having problems with Collection Company of America? An update on your current status would be nice...

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Collection Company of America is a low life, scum sucking sack of carp. when you call they are rude and nasty.
i'm trying this;
1. write a dispute of validity ( federal law ), make copies
2. write the attorney general of Mass, make copies
3. write the attorney general of your state, make copies
send them out immeadiatly
save a back up copy to send the US attorney general, if the above don't work.
last resort will be suxie ormann and clark howard on the news
good luck

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Also file with the BBB and ACA if Collection Company of America are members

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Has anyone on here who had problems with Collection Company of America get anything resolved? I got a letter a week ago telling me i owe this outrageous amount on my AT&T bill

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I worked for collect co or cca years ago...here's some honest stuff
1) if you have a debt...just pay it
2) if it's fraud then you have to make a case for fraud. and file things for that
3) if a phone was stolen then you MUST file a police report..
4) if you want them to stop calling you or contacting you then send a letter that states "cease and desist order" then it will stop
You can ask for an itemized billing... if you have a cell phone then you have a contract. If someone stops paying a bill that can result in the penality which is around $200-300

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collection company of america sent me a letter/bill about a mobile phone with at&t, saying that owe a bill of $168.13, at&t mobility, client ref *** agency acct *** i want this matter taken care of asap, i do not have mobile service with at&t nor have i ever, my cell phone is through cricket, my name is samuel personal info removed - Jason , please take care of this in a timely fashion, i do not like to receive bills that i do not owe, thank you.

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Saumel, we are not the collection agency, we are a forum to help people get out of debt. I'd suggest you send a Debt Validation letter to them Certified return Mail. You have 30 days to dispute the debt. Use the address that they provide you in the letter.

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CCA's employee job requirements are illiterate, uneducated, rude, imbecil, etc...If you've got those you are hired! Yay!

But seriously? These idiots violate Federal Law on daily basis and don't hide it. I wrote them a dispute letter faxed it with confirmation of course and what do I hear 30 days later? Oh we didn't receive your fax, our receptionist was out..Are you kidding me? Good thing I have confirmation that it went through, before I found out the truth about my letter not being received they told me a story how they submitted it to the vendor awaiting requested information and how AT&T was taking their sweet time...Right, sure enough I called AT&T and they had no record of my debt...funny! Well I filed a complaint against CCA with AT&T today with their corporate office. Mind you, they reported this BS to my credit after I sent them a letter stating that they are not allowed to do so since I'm disputing this debt...From what I understand they buy these accounts from vendors without any information for pennies on the dollar and then operating under some attorney's name threaten to ruin people's lives, well enough is enough.

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Faxing information is never the way to go. Too many things can go wrong with it. Send your letter by certified mail. They can report the debt but it should say somewhere on your dredit report about the consumer disputing it.

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Collection companies are nothing but gangsters no one should deal with them. deal with the bank directly to get much better solution.

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