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My son has received notices from a collection agency. It is in reference to a T-mobile bill. He has never been a t-mobile member. What can he do to rectify this situation. He is concerned about his credit report.

Posted: Mon Dec 17, 2007 2:33 pm Subject:

Fdevito
Have your son send them a request for debt validation. Click on the “Do it yourself” link above and some were in there you’d find examples of letters. Be sure to have him send it certified mail requesting a signed receipt.
He needs to make them prove that the Debt is owed.

He should check his credit report to see if anything has been reported.

Posted: Tue Dec 18, 2007 10:53 am Subject:

Usually, T-Mobiles Collection Agencies won't produce requested validation, but they usually don't report either. Requesting validation usually triggers an account to be sent to another agency. after the third agency they send it to a Lawyer, who either does not produce validation, or produces incomplete validation. In may case, even though they didn't produce proper validation, I offered a payment plan , they didn't respond, and sent it off to another lawyer. for those who would say why didn't I just pay as I had proposed, When an account passes into closed or collections status, I do not make any payment until I have in writing what is being paid, how much and for how long.