Quote:
Originally Posted by mr.cali
I received a letter from Resurgent Captial services yesterday after I had sent them a DV letter. They stated that they would not contact me as per my request (my request was for USPS contact only) and it was now turned over to LVNV Funding. They included the same verification as before:
Validation of Debt
October 26, 2009
Mr. Cali
As of the date of this comminication, you owe 1332.96 on account #xxxxxxxxxxxxxxxx which is now owned by LVNV Funding LLC. Should you desire to pay off the account in full, you should contact us at 1-888-665-0374 to determine the payoff balance as interest, credits, fees, and/or other premissible charges can continue to cause your account balance to vary from day to day.
So do I now send a Dv letter to LVNV and see what happens? I know I owe someone the money from the credit card but want to make sure that the right place gets paid so this will be over with. As they really haven't threatened me or called constantly, would a lawyer still take this case and work off of a contingency?
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This is validation of
nothing. I have a handful of those papers laying in the file cabinet in the office here. They'd send me one of those crap letters, I'd hit them with a demand for validation, then LVNV would pull it back and send it somewhere else. Lather, rinse, repeat.
If they can't produce something from the original creditor that shows how the numbers originated, along with a contract with your signature, then they've got nothing. They will likely pull it from Resurgent, and send it on to another of their shell companies. The trick here, as Paul noted, was to DV
both Resurgent
and LVNV. That should (a) keep Resurgent from being a pain, and (b) keep LVNV from passing it to another shell company.
So you'll know, LVNV, Sherman, Resurgent,
MRS Associates, and about a dozen others are all tied together in a big spider-web arrangement. Each of the larger shell companies listed has control of, or arrangements with, other, smaller companies. They've used this scheme to evade the FDCPA for years. Stick to your guns. If they were going to validate, they would've done it by now.