Judgment - How to deal with it

When the courts made their decision and you do what? Can this judgment be a permanent score on ur record forever or will it go away? Anyone???

If I have got you right then you are asking: -
What can you do if you get a judgment against you?

If that is so, then there is nothing much you can do. If a judgement goes against you then they will come up with a payment plan. But if you fail to comply with that then in such a case any of the following can take place, depending on the law of the State you live in: -
Garnishment of your wage
Lien of your properties
Levies on your bank account

A judgment against you can affect your credit score very badly and will remain in it for approximately 7 years.

Most judgments have a long shelf life. You will need to pay it & demand the court file a satisfaction of judgment in the court records. After it has been paid,we can provide you with disputing tips to remove it from credit bureau records.

I have a paid judgment, i wanted to know how to go about removing from CR, Experian deleted it, but TU updated to paid...any suggestions?

Updated to Paid is good - TU will most likely leave it on your report until it falls off after a certain number of years.

Someone correct me if I'm wrong on this, but I think that's what's likely to happen. At least they updated it to paid - a paid judgement still doesn't look great on your report, but it looks a whole lot better than an unpaid one.

I recently had to do major battle with one creditor from over 10 years ago who insisted that their judgement was still valid, even though I had been through a bankruptcy that discharged it. It's finally been removed from all three credit reports, but it took me over a year to get it done. I just kept disputing it.

The Fair Credit Reporting Act requires collectors to provide timely and accurate information to the credit bureaus. You cannot remove accurate information until the SOL period (in this case, 7 years from the pay-off date) is reached.

Experian is probably just being careful, and will likely put it back on your credit report after the 45 day investigation period.

All 3 need to report it as a Paid Judgment.

Can you get a house or car in your name if get a judgement against you.

Not likely, possibly a car loan, but the interest and fees will be very high and you'll likely end up paying about 3x the value of the car...

How do you know a valid judgement has been put against you if you never received any court papers asking you to got to court

You need to check witht he clerk of the court in the county you live in. If they have a judgement, and you were not served, then you can file a motion to vacate for improper service. However, the collector can re-file the case against you.

I was served by the court to apear in court, but the company kept putting off the court date.They never notified me of the new court date and then went to court without telling me.Of course they won by default. Is anyone required to notify my of the new court date and if so, what can I do?

I was served by the court to apear in court, but the company kept putting off the court date.They never notified me of the new court date and then went to court without telling me.Of course they won by default. Is anyone required to notify my of the new court date and if so, what can I do?

I discovered last fall the Legal Recovery Law Office (Mark Walsh is the attorney) had obtained judgement by default against me for a Capital One account. That card had a credit limit of $500. They are now asking for $1699 as they have added court fees, attorneys fees, interest and who knows what else. Last week I got in touch with a non-profit mediation service letting them know I could offer a maximum of $400 to settle the account in full. Mark Walsh's office replied saying they were not interested in settling and wanted the full amount, saying the judgement gave them leverage. I told the mediator that was not possible and to see if they would extend a payment plan for a lower amount. Mark Walsh's office responded by saying they would arrange a payment plan for the full amount provided I furnished my address and employment info. I told the mediator I was no longer interested in mediating with these crooks. I went to LA Superior Court this morning to obtain a copy of the filed papers. After reading them I saw that I was "served" at an address where I never lived, and I can prove I was living elsewhere at the time. Is it safe to assume I was not served in this case? I don't know the law. Furthermore, and I don't know if that has any bearing, one of the court papers filed by Mark Walsh specifically mentions that the original credit card application/contract appears to be lost. So I spoke to a very courteous attorney today to ask for advice. Unfortunately he charges $650 to deal with the case. But he mentioned that I probably should try for a "first appearance" or "first paper" to obtain a hearing on the case to set aside the judgment, that another $205. I really want this case to be completely satisfied, dismissed, off of public records without giving the collecting attorney money, as they are essentially trying to intimidate and fleece me. What are my options. I thank you in advance for any advice, examples of letters, etc... that you could transmit to me. I want to resolve this matter.

You can have the judgment removed for improper service. I am not an attorney, but you can find out how to do anything on line or check with clerks office for your county.

Also have a judgement against me.
Knew absolutely NOTHING about it, until I received a threatening letter from CA.
Stating they had account of mine, reduced to judgement. Claimed they got in 2004.
Letter recieved, dated Dec 22, 09 was first time I knew of this.
In my case, I sent an Email to county court. Got phone call back. They stated that original court documents had been destroyed. But, I could call another individual and have a service record? mailed to me, showing what happened and when. Plan on doing so, probably Monday, when I have the time to do so.
Am certainly planning on sending letter to court, requesting the judgement be vacated for improper service.

Still planning on looking for attorney for consultation on possible FDCPA/FCRA violations.
And, if I have to, I'm also looking into possibility of a BK attorney. Don't want to, but may have no other choice.

One question on judgements:

Can one have a judgement vacated with prejudice??
Or is the lawsuits only?
That thought crossed my mind during work last night!
As always, information much appreciated.
Thanks.

I have judgement against me for a car that was totally a lemon. I gave them car back now I have a judgement against me for 21000 dollars. The car was only 5000.