Midland Credit Management Inc listed on my credit report

I don't know why I received this letter because i don't remember having this credit card ever.

If you don't remember having that card send them a debt validation letter (you can find a good template for one via the first link in my signature) send it certified mail, return receipt requested. This will force them to provide information on it, until they can do so they must cease all collection activity.

yes they are crookard.
they buy expired credit files from credit card companies.
at one time the person has had a credit card purchas and what happens is midland credit buys the old file.
the creditor who at one time had that file turned around and sold it.
now even tho that past bill has long since been paid they will call or hound the victom hoping that the victom will simply pay the bill again.
dont pay them they are a scam company.

I have NOT had a credit card in my name in over 7 years .The first letter to me, stated that if i responded in 30 days they would disclose creditor's so i did by regisatered mail CBCS wanted very personal information and i responded to them ,the have not lived up to the orginal agreement of the first letter because my identy has been stolen before i sent copies of the proof along with a nasty comminet stating they had not provited what they had promissed in the first letter to me .(Be aware could This be a scam?) Pissed off too

I just contacted Mid Land Credit Management twice the fist phone call was with a Tresa .When I gave the operator my account number she told me that the account number that was on my letter wasnt the account number and she then kept asking me for my social security number and I asked where Mid Land was located and she told me three differnet states (India ) and I said the country India and i stated this is a scam, and she then she hung up on me .Then i called the second time and talked to a robert and i again try to give the account number and he said that all their account numbers start with 85 and he then tried getting my social security number again and i refussed and he then hung up on me .
So what do i do im trying to get to the bottom of this ?

Whatever you do, DON'T GIVE THEM YOUR SOCIAL SECURITY number.
I would not call them back.

Hello,

I applied for a loan today and received a report back stating that Midland placed a judgement against me in August of 2007. I have not received anything. What do I do? I haven't been able to reach the court yet. The judgement was filed in a city that I moved away from 1 1/2 years ago.

Were you served notice that you were being sued? The fdcpa states you must be sued ONLY in the judicial district where the consumer resides OR signed the contract. Check with the clerk of courts and try to find where you were supposedly served and go from there.

Does anyone have a customer service number for midland credit management services?

hi earlier last year i recieve a letter from midland credit financial stating that i owe money on an account that was opened with sbc. i never did open an account with sbc. last week i recieved a letter from an attorney stating i owe the money.. what can i do? please help

How the heck are you getting anyone on the phone with this company? Please email me with any phone numbers you may have for them I keep calling the number I have and it keeps going back to a recording. I am working on disputing a collection attempt from them that I think is fake. My email address is email address removed as per forum rules - Mike. Thanks!

I contacted midland credit concerning my debt and made arrangements with them for a settlement amount, but in the mean time I disputed them from my credit report, and 30 days later the credit bureaus deleted them from my file. Do I still have to pay them if they are no longer on my credit report?

If it is your debt it is still yours. However you may want to validate it before paying it. If they don't have the documentation to prove it to the credit bureaus then it makes me wonder.

I recieved a letter from midland credit management, Inc about a debt that I owe that is true. I wanted to know if I should trust this company (after reading all the negative things about them) to pay the bill or if I should call the orginal creditor to pay the outstanding bill?

If it's possible to deal with the original creditor I would say go for it.

I received a settlement offer from Midland Credit for 50% of the original amount I owed on a credit card from about 6 or 7 years ago and I was wondering if I do pay Midland can the original debtor still collect from me too?