Midland Credit Management et al collection agencies repeatedly abuse 15 USC s. 1681 s-2 (5)(A), in that report debt newer on your credit report than when it originally and allegedly went delinquent. This is a violation of the section of the Fair Credit Reporting Act which I have just mentioned.
I have sued them in Federal Court which has jurisdiction I suggest that you do the same.
If anyone has question call 302-561-1132