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 Posted: Wed Sep 12, 2007 8:56 am Subject: debt unpaid |
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My ex wife and I got a loan together while living in the U.S. We moved to Canada and soon after divorced. My ex agreed to pay the debt (verbally, nothing in a divorce agreement). However she has not paid the debt and now I am being contacted 7 years after the fact. Is there anything that would allow for the company to come after me in another country?
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wabner2007
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| Posted: Wed Sep 12, 2007 9:25 am Subject: |
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What state was the loan originated in? Yes, they can come after you in another country.
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volleyballmom
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| Posted: Wed Sep 12, 2007 9:31 am Subject: out of country |
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from PA... I believe the SOL has expired. The other thing is that the loan/collection agency has no information about me except my name, DOB and work phone number.
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wabner2007
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| Posted: Wed Sep 12, 2007 9:47 am Subject: |
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STATE: PENNSYLVANIA
INTEREST RATE
Legal: 6%
Judgment: 6%
STATUTE OF LIMITATIONS (IN YEARS)
Open Acct.: 4
Written Contract: 4
Domestic Judgment: 5 (writ of revival within 5 yrs.)
Foreign Judgment: 4
-Lien against real estate: 5 yrs.
-Personal property Ex: 20 yrs.
BAD CHECK LAWS (CIVIL PENALTY)
After demand and judgment triple damages in amount equal to $1 00 or 3 times the check amount whichever is greater up to $500.
GENERAL GARNISHMENT EXEMPTIONS
100%of wages, certain pensions, retirement accounts & Keogh plan under certain circumstances, and $300.
COLLECTION AGENCY BOND & LICENSE
Bond: No
License: No
Fee: No
So they are just calling? No letter from them?
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volleyballmom
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| Posted: Wed Sep 12, 2007 10:14 am Subject: out of country |
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just calling... no letter. Again this is the first I hear from them in like 7 years.
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wabner2007
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| Posted: Wed Sep 12, 2007 10:16 am Subject: out of country |
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no letter, just calling. again been 7 years since I have heard from them.
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wabner2007
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| Posted: Wed Sep 12, 2007 12:39 pm Subject: |
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They can continue to collect on a debt until it is paid even if they can't sue you for it.
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FYI
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| Posted: Thu Sep 13, 2007 6:40 am Subject: Citi card collections |
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Has anyone been able to clear up the account they have with Citi card collections - it is now 9:35 where I am and they have called 2 times in the last 30 minutes - I wrote them a letter stating that I am on a payment plan for one card and I owe them 74.76 on the other one - but they won't listen - how can this company be so big and don't have any idea that they are missing out on getting paid - because I want to pay them - just payment arrangements with lower apr - I wish we could get a spokesperson from their company on this site?
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dduvall
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