Sub: #1 Question about Debt Validation letter
Replied on 06-10-2008, 01:18 PM
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One of my credit card accounts was recently turned over to an attorney for collections. The balance is $4776. I received a letter dated 5/22/08 requesting payment of this debt. Should you send a validation letter even if you know the debt is yours?

Should I try contacting them to settle or definitely send the validation letter?

Thanks,
Kim




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Sub: #2
Replied on 06-10-2008, 02:44 PM
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I definitely would, you want to make sure this Attorney/Debt Collector has the legal rights to collect on this debt. The only way to find out is to request validation.


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Sub: #3
Replied on 06-10-2008, 03:47 PM
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And always keep in contact with the attorney through the mail to let them know you are sincere in paying off this debt that way you can be in a better position to negotiate.

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Sub: #4
Replied on 06-11-2008, 10:41 AM
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If it's your debt, try and work out something rather than ignoring it. But yes send the debt validation letter.

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Sub: #5 Send dispute and validation request
Replied on 06-12-2008, 12:11 PM
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