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Posted: Tue Jun 10, 2008 1:18 pm Subject: Question about Debt Validation letter

One of my credit card accounts was recently turned over to an attorney for collections. The balance is $4776. I received a letter dated 5/22/08 requesting payment of this debt. Should you send a validation letter even if you know the debt is yours?

Should I try contacting them to settle or definitely send the validation letter?

Thanks,
Kim

Posted: Tue Jun 10, 2008 2:44 pm Subject:

I definitely would, you want to make sure this Attorney/Debt Collector has the legal rights to collect on this debt. The only way to find out is to request validation. Smile

Posted: Tue Jun 10, 2008 3:47 pm Subject:

And always keep in contact with the attorney through the mail to let them know you are sincere in paying off this debt that way you can be in a better position to negotiate.