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Sub: #1 Fraud?
Replied on 01-19-2012, 04:52 PM
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Hi everyone. Thank you for the help in the past. I have question that I am having a difficult time to figure out.

in 2010 I finished paying my debt on a default judgement. I sent the OC attorney a letter notifing them that I have made my last payment, please reconsile your accounts.
I found that I paid off my debt because all 3 credit reports show a zero balance owed. So the OC says I paid off the debt but the attorney wants to keep me on the hook.
One year later I receive a letter of tax garnishment rather than a letter of satisfactory judgement to the courts. I went to court argued with the attorney and found a few issues with their accounting. The OC's attorney charged me 5 times for tax garnishment and wage garnishment fees for filing paperwork.
I looked at my court docket and found that there is only one official filing meaning that there is an actual writ of garnishment not the 5 others they claimed to have filed but charged me for and the fee to serve me.
I am writing a civil suit as we speak and wanted to know if simply listing fraud as a charge against the attorney would be enough or should I add more to it? Would this be fraud against the court? How should this be written? I live in Michigan.

Thak you.




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Sub: #2
Replied on 01-19-2012, 06:31 PM
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When you paid your account off, did you call the attorney for a pay off amount? Keep in mind that judgments are subject to interest, the interest rate being set by the state.

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Send message to Sylex48214
Sub: #3
Replied on 01-20-2012, 12:05 PM
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Yes I did send a letter but instead of asking for a pay off amount, my letter stated that I have finished paying please reconsile your accounts and let me know of any innaccuracys.

If they charge me for a wage garnishment, but never filed it, what law did they break? I have a complete record of their accounting in front of me and there are about 13 mystery charges including 4 Bank and Tax garnishment filing fees they charged me but never filed with the court.
Their records even show that I would have had this paid off if they did not charge me 26% interest on a debt that is only legally alowed to be charged 13% and charged me filing and service fees for something never done.
The law firm is not a debt buyer but a representative of the OC.




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