CACH LLC - What are the consumer grievances against them?

a few days before my mothers death this past sat I found in her mail a letter saying a judgement was awared to cach llc and now I find a letter for fees to lawyer she has to pay.I tried to call the day before her death to tell them she was in the hospital and in bad condition asking what this was about and they wouldnt give me any info. Do I call them and tell them she had since passed?

No do not call them or inform them of anything. Check with the courts to see if a judgement was in fact entered. If it was then her estate is bond by law to pay it.

Now if this debt is real or not you need to find out and find out as fast as you can. Look thru any paperwork you can find about the account and then call the orignal creditor. If this account is out of SOL or is not legit then you will need to go to court (or the estate lawyer) to vacate the judgement and sue them on behalf of your mothers estate.

But first things first....CALL THE COURTHOUSE AND MAKE SURE THERE IS A JUDGEMENT. do this ASAP.

Hello,
I received a letter that I have to go to court on 3/11/10 in RI. It says they are going to attach my wages on this day. It is a local lawyer representing cach. I owe many debts and have no idea if this is one of them or not. There is no information as to who the original creditor is or was. What should I do?
Thank You
Charles

You received a letter or a summons?

I also checked my husband's credit report, and found Cach LLC listed as one of the creditors. It states the original creditor is Credit One Bank. I don't recall us having any sort of card from that bank. Ever. Should I try to find a contact number for Credit One? How can I get proof that my husband or I opened that card account? If I don't make this payment to either Credit One or to Cach LLC, how do I get this negative item off my husband's credit report? Please advise.

Several years ago I accumulated a $20,000.00 debt to MBNA. after being unable to pay the debt a lawyer called James Anthony Cambece contacted me and told me that he had the debt and wanted a payment. After several attempts we settled on a $100.00 a month because at the time I was unemployed. I allowed him access to a checking account at the time. After several months I noticed that the payment was not being taken out of the account. I wrote him several letters askling him to take the money but to no avail. I have not heard from him or anyoone on his staff for 3 years, thenm I got a so called judgement from the NAF stating that they had awarded him a judgement of over $40,000.00 After some quick research I have learned that NAF is not what it appears to be. It is noting but a cover for a hedge fund and has had several judgements entered against them for fraud. Today I received a letter from an attorney in CT stating that he has been retained to collect a debt of $26,000.00 from me. I have contacted the attorney generals office in CT because apparently Attyt Cambece in not licensed to practice law in CT and my infact have violated the Fair Credit act by collecting my in CT. In fact until I received a letter from the NAF any contact that I had was from the law offices of Atty Cambece. One thing that I have not been able to find out is what is the SOL on debt in CT? The money is owed to MBNA and not Atty Cambece, he has never supplied confirmation of the debt or whether or not he has purchased the debt from MBNA

I am in the process of filing a camplaint against Atty Cambece in CT and MA for practicing law in CT without a license. I am also preparing a complaint to the Atty Gen of CT concerning the NFA.

The debt is a combination of credit card and loan. It was a line of credit taken out in the 90's. I have never received a copy of any paperwork from Atty Cambece concerning his ownershi[ pof the debt. In fact since ready on your website about CACH I am thinking of filing a lawsuit against Atty Cambece for over this issue.

any help would be greatly appreciated

we started to receive letters in the mail address to no in our house, but only very slightly resembled my wife's name. They stated she owed over $5k in credit card debit, but she has never had a credit card through this credit card company. Now, after not hearing from them a year later we go to get preapproved and we can't because there's an open judgement against her in civil court. What do we do? I need this preapproval letter in two weeks!

go to this laweyers office and s999 him

CACH owns most of the debt they attempt to collect. So, legally, the original creditor cannot talk to you about the debt. The only thing they original creditor can do is give you the name (and probably number) for CACH.

I got sued by Sidney Mickell law office in california that represented CACH debt collector. I knew about that law suit when an employee from that law office called me threatiing and intimidating me. They let me know that I was sued by them and they sent me a SUMMONS that later was thrown on the floor of my front yard. It was a credit card debt owed to MBNA now Bank of America. I had paid an insurance in the amount of $173 on the credit card every month. I never signed with MBNA insurance any agreement on sickness conditions whatsoever. When I became sick and had a major surgery of prostate cancer, I notified MBNA of my sickness. MBNA never answered me. By meantimes MBNA merged with BOFA I continued to pay Bank of America the credit card every month every while I was in convalescence until february 2009 I stopped. I wrote a letter to the Chief Executive officer of Bank America letting him know about my claim that was filed with MBNA which was never answered over my insurance on the credit card. The BOFA Chief Executive Officer's office answered me and told me that they investigated the matter with MBNA and they told his office that the reason MBNA denied to honore the payment was because of pre-existing conditions in my case. I never knew about it or received any letter from MBNA denying my request. Bank of America Chief Executive Officer assured me in writting that the amount of the credit card has been WRITTEN-OFF and considered as a LOSS, that He would let me know in the future if they choose to SELL the debt to any third party. I never received any letter from BOFA to notify me of the selling of the debt to that CACH company that I never heard of. Five days after receiving the letter, I received many threating phone calls from Sidney Mickell law office telling me that if I did not pay them the amount of the debt owed to BOFA in 2 days now $ 6,000 instead of $ 11,000, they would make me pay all the juges, bailliffs, witnesses, members of jury a certain amount of money that woud make me broke for all my life, and they have the power to do so. I rushed to Bank of America with my letter from the Chief Executive Director and they told me that they did not do anything against me with the law office of Sidney Mickell law office. By fear I took the SUMMONS from my front yard and answered the Court. I went to the Preliminay Case Management to the Court as requested in a letter from that same Court. The Court told me in writting that the attorneys did not show up, that the Court had no date on the matter in their calendar. Later on I received an other letter from the Court letting me know that the date of my trial will be on september 8, 2010 without due process. What's going on?
I respectfully request your help on the matter and on what I should do. I don't have an Attorney, I am very sick.

email address: jojamael1@netscape.com, phone 213-709-3062

If you're getting calls to your cell phone from an automatic calling machine, this is in direct violation of federal laws. You can research the case law Georgegin v Collection Services Bureau Inc. and it cost them over $1M for doing that. If they're going to call you, they better have a "live" person calling your cell phone.

PLEASE READ:I was very young when I had all my credit cards. Who trust a 20 year old with 6,000 dollars worth of credit? Anyways, I got over my head. All my other credit cards worked with me. CACH didnt. CACH tried to get money by scaring my family and I with unlawful tactics. I recorded them on paper (they hung up on me when i told them i was going to tape record the *since you have to tell them in CA for it to be admissable in court*). They ended up serving me papers. I replied to their service, and went to cout. THEY NEVER EVEN SHOWED UP. The judge fined them for missing their court date, and said if they miss mediation, the case will be thrown out. Dont listen to their debt collectors. Its all scare tactics. Just make sure a write down all their unlawful tactics. And *reply* if they serve you.My debt was 2776. Theyre not going to fly all they way from Denver to go to court for such a small amount of money. Im sure they bought the debt for less than a 1000.

got news for you.chances are they didn't pay more than 200.00 for that 2776.00 debt.these places buy debts for pennies on the dollar.glad you beat them though.congrats on that as i love it when these places get nothing,and get fined to boot.

i live in denver and no address is right they have no right number my guess its a fraudulent company

no way jose