I recently have had an experience like the others are listing here. The man was rude, threatening and demeaning. Comments like others listed here, will have me arrested, come to my work, call my boss,etc. Was told he will turn my life upside down. I have it all documented via text messages.
In doing research they clearly violate the Fair Collections Protection Act. How do we report them and be it enforced,? What would be a next step to make them stop! Not only for me but for all the others they are harassing and in volatiom of what the act clearly states?
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.