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I just received a first letter from them today in the mail saying they have been retained for Midland funding llc for possible suit, I have no idea what this debt is possibly for. I'm going to send off a DV first thing tomorrow and see if I can get some information on what this could possibly be for. The only thing it states is that an attorney from their office has not had the chance to look over my particular file yet and of course telling me I need to pay the amount of 524.08 or they will have no choice but to proceed with legal actions. I really don't have any idea what this could possibly be for and I'm not showing Midland even on my credit report. Just wondered if anyone has heard of this law office and if they have any complaints against them or anything.

Thanks in advance for any advice,
Johnita

Guest · Posted: Mon Jun 16, 2008 10:38 am Subject: dominion law associates

OK I ended up finding it out by accident when it came up under one of the employees myspace page as a company she works for.

pendercoward.com

Go to that site and look up the attorney profiles and look for the name David L. Horne.

You will find that he is president of Dominion Law Associates. They are running multiple companies under the name of pendercoward.com

Hope this helps.

Posted: Tue Jun 17, 2008 1:31 am Subject: dominion law associates

Dominion Law Associate is another collection agency with the name to make it look professional. Hence, you have no reason to deal with them other way. Just send them the DV letter and don't commit to pay the amount stated in the letter before you receive the proper debt validation.

It seems one of their many scares tactics to impress you with the name of a law farm and force you to pay the debt in their own terms. I hate to say this but the sites are pretty littered with the stories of their malpractices.

I'd rather suggest that if you have the luck contact the original creditor directly and try to settle it down with them.

Have you ever had an account with Midland Funding? if you have the contact number of the original creditor, you can then try to find out about the account.

Let us know what happens with the DV letter.

cmbncleve · Posted: Wed Sep 03, 2008 4:09 am Subject: dominion lawyers

I recieved a e-mail from a women in greece and she wants me to handle her fortune when she dies.She has 20 million plus. She has referred me to her lawyers, Dominion Law Offices. Of course I do not believe this story, but am also looking for some info on them. As far as I can tell so far, I think they are just tring to scam people. BEWARE!

Phil Emma · Posted: Fri Oct 03, 2008 3:12 pm Subject: dominion law assc

yea I received a phone call regarding a credit card that im having problems paying off. These idiots are a collection agency and they threatened to take me to court. Never heard of a collection agency doing that. If I dont have the money right now, they cant squeeze bolld from a stone.

rasj111 · Posted: Fri Oct 17, 2008 7:47 am Subject: dominion law associates

What is a DV letter? I got one of those notices too.

Guest · Posted: Sat Oct 18, 2008 1:35 am Subject: dominion law associates

DV letter is "debt validation" there are sample on this forum. Simply type in DV letter in the search engine at the top of the page.

lafn · Posted: Fri Nov 14, 2008 5:55 am Subject: dominion law associates

These people have lied and harrassed me to no end. I paid off a rather large credit card as agreed. The smaller one was set up to be paid in the same manner. I signed and returned the authorization. They said they never received it and garnished our checking account. I faxed them a copy. they refused to accept that. I have never disputed that we had financial difficulties at that time. We have worked hard to pay all of our bills. As I said, I paid off the larger debt first and even overpaid it and was issued a refund. Why would they do this?? I've never ever been treated this way. They are underhanded and unethical

Guest · Posted: Fri Dec 05, 2008 8:06 am Subject: dominion law associates

they buy these accounts that have been charged off by the orginal creditor .. and try to collect the full amount. when or they have not paid anything for them .. nor should the state or federal law allow them to collect on a debit that the creditor has received a tax credit on ,that has been charged off.. this company like others need to have a class action law suit brought against them immediately!!!!

Tawanda · Posted: Wed Dec 10, 2008 9:11 am Subject: Dominion Law Associates

I have been dealing with this firm for well over a month now. I set up payment arrangements with them and requested that they send me writted correspondence they are in acceptance of these arrangements and they refuse to do this. I have also sent them a certified letter requesting this letter as well as all future correspondence be done via mail but they continue to call me. The represenative I recently spoke with stated to me that they do not have to abide by my wishes and can continue to call me as much as they would like. They are horrible to deal with! They use the payments tactic to get you to send them a portion of money then they turn around and file for a judgement against you for the original amount plus attorney's fees working whatever payments you have set to them into the attorney's fees. I have seen numerous reports of this on other sites. Someone needs to file a suit against them or report the attorney running this firm to the bar association.

Posted: Wed Dec 10, 2008 10:28 am Subject:

You could file suit against them for calling you when a Cease & Desist is in effect. Next time they call tell them you are done messing with them and will be filing suit against them for violating your rights. You should also DV them and tell them that since they act like an unlawful business you want to be sure they are even authorized to collect and that they are collecting the right amount and further, after they properly validate you want all agreements in writing or no payments will be forthcoming.

ladyroller99 · Posted: Mon Dec 29, 2008 10:58 am Subject: Dominion Law Associates

I am here to warn everyone to beware. They will take you to court. And if you do not show up or make arrangements to pay, they will collect their money. They processed a garnishment on my account after I paid the debt. Here it is 2 weeks later, and the garnishment is still there and no one has an answer of when it will be fixed. They tell you that no one can speak with their garnishment department. I have tried to be patient but I am at my wits end so I will be going to my Attorney General or local congressman immediately. I cant take this anymore. I am so frustrated because not only am I the one getting stuck with all these returned check fees because they have this hold on my account, but companies are charging their returned fees also. Not to mention the 125.00 fee the bank charges for processing the garnishment. All this was done a shortly before Christmas, it's unbelievable how these people do business. If I had the time and money, I would so file a class action suit against them because I feel they are completely unethical and misleading. So anyone who thinks they can simply ignore this company, DO NOT IGNORE THEM! Please stay on top of everything so you dont end up like me, with a garnishment on your bank account for a debt that you have ALREADY PAID!

K Thompson · Posted: Fri Jan 02, 2009 8:49 am Subject: Dominion Law

I received a letter from Dominion Law Associates also from December 2008 a about a judgement for $1,146 and it lists a creditor name of an Asset Acceptance group. I do not know what this is about as it has my old married name on it. It is a summons to appear in court, which the lawyers are from Virginia Beach, so I am not traveling all the way there from SW Virginia. They sent me a questionnare form to fill out. When trying to call them, I am on hold listening to this music for over 30 minutes with no one answering.

Guest · Posted: Fri Jan 02, 2009 9:39 am Subject:

They have to file suit in the county where you live.

Posted: Fri Jan 02, 2009 9:15 pm Subject:

K Thompson--

yes, thats right, they must file either where you live now, or where the debt originated. I would first check to see if the summons is for a valid lawsuit--the court clerk's office where they claimed to have filed this case can verify that for you.

I am a bit confused about your post--you said they got a judgment against you according to the letter, but now this is a summons to appear in court? is that right? Something's not quite right there. First, if they got a judgment against you and you didnt even know about it until that letter came, then they broke the law right there. you can try to have that judgment vacated, you will need to file an order to show cause where that judgment occurred, and request that the court vacate the judgment due to improper service. the fact that it has your old married name on it leads me to believe that they tried to serve you at an old address....a lot of debt collectors do that on purpose because:

1--they know they wont actually find you there, so you wont show up for court.
2--they can still claim to the court that they served you.

They do that so they can get a default judgment against you. It is not legal, but most people dont know their rights under the law, so once they get that judgment, the average person doesnt know enough to fight it.

Frustrated · Posted: Tue Jan 13, 2009 11:30 am Subject: Dominion Law Associates

I received a letter as well collecting a credit card debt, that Midland funding llc originally had. This is the kicker I was making payments on the account with Midland set at 134.00 per month to pay off in 12 months. I lost my job in August 2008 I have been on unemployment since then. I contacted Midland Funding told them what happened and originally agreed to accept a lesser amount of 50.00 per month after accepting two months of payments, I received a letter from Midland stating that they could no longer accept the 50.00 per month and that I would have to increase the amount per month. I contacted them by phone spoke to my representative, she stated that I would have to do better that 50.00 per month that they would not accept that amount no longer. i informed her that you can not take blood from a Turnip and this would be all that I could do. The next month I deducted the 50.00 Payment from my checking account(this was setup on ACH) but it never came out of my account. I never heard another word until Dominion Law Offices sent me a letter I received this month January 2009. I called them spoke to a young lady who is very scripted who informed me that I would have to pay 225.00 per month that anything less than would not be acceptable. I told her that I could not pay that at this time i would how ever send the 50.00 per month until I went back to work, she said I could send it and that they would credit my account, but they would be moving forward with a law suit on me in the county were I lived in SW Virginia. I hung up on her before I said something I would regret. I have now filed a complaint with the FTC online and also sending a request to them for validation of the debt. Also I have found out that in the state of Virginia if it is a credit card debt, that there is no legal action on collection after 3 years from the date the original creditor wrote the debt off. So check into your state laws they maybe violating them which can impose in the state of Virginia 1000.00 in fines and up to 12 months in jail and opens them for a law suit of there own.